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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Mar 13, 2026·0 days on market·Recent sales in Atlantic Beach

2196 Fairway Villas Lane N

Atlantic Beach, FL 32233

$420,000sold priceListed at $420,000 · 100% of asking$379/sqftMLS# 2128238
3
Beds
1.5
Baths
1,107
Sq Ft
1985
Built
1
Garage
No
Pool
No HOA6,098 sqft lotSingle Family Residence2 stories

About this home

Atlantic Beach

Atlantic Beach alert! This two story cutie offers the perfect blend of coastal charm and everyday convenience. Large kitchen, new appliances, fireplace to cozy up on a chilly night. Neighborhood is perfect for one street with cul de sac on either end.Home offers a spacious backyard, laundry and one car attached garage all just moments from the best of beachside living. Nestled in a cul de sac street close to Naval Station Mayport, Hanna Park local coffee shops breweries and restaurants. 17 minute commute to The University of North Florida and the prestigious Mayo Clinic. Zoned for AB Elementary School. Never miss an opportunity to bike to the beach and the vibrant Atlantic and Neptune Beach Town Center.The neighborhood feels peaceful and serene yet keeps you close to endless activities including hike/kayak Dutton Island, pickleball at Donner Park, enjoy Rev Brewery, restaurants,coffee shops and the AB Arts Market. No HOA which allows you the freedom to personalize your space as you wi

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,308
Property taxesest. at asking price, Duval County$686
Estimated total, before insurance$2,994/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,822/yr · $402/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,730 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,822/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $329/sq ft; this home is listed at $379/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2163 Sandy Bay Lane, Jacksonville, FL 32233Listed by KST GROUP LLCJul 2026$470,000$3293/21,428130.1
2238 Fairway Villas Lane N, Atlantic Beach, FL 32233Listed by PRISTINE PROPERTIES OF FLORIDA LLCJun 2026$346,000$3383/21,0241230.1
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTYOct 2026$352,000$3013/21,17050.5
2217 Destine Lane, Jacksonville, FL 32233Listed by EXP REALTY LLCSep 2026$325,000$2663/21,2232450.6
1845 Forsyth Court, Atlantic Beach, FL 32233Listed by REAL BROKER LLCAug 2026$300,000$2413/1.51,24450.6
1524 Linkside Drive, Atlantic Beach, FL 32233Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$645,000$4603/21,4024060.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,000
Price / Sq Ft$379
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,107
Acres0.14 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2196 Fairway Villas Lane N, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionFairway Villas
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size6,098.4 sq ft
Parcel Number1693981130

Amenities

Community FeaturesRestaurant
UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Oven, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringWood
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne and One Half

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio
FencingFenced, Back Yard, Privacy, Wood
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 3, 2026
Days on Market0
Tax Amount$4,822.23
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Option, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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