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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Beach — a golf course home in Jacksonville.

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Active

Active·136 days on market

2119 Fairway Villas Lane S

Atlantic Beach, FL 32233

$459,900$296/sqftEst. $2,547/moMLS# 2147941
↓ $18,600 below original list
2
Beds
2
Baths
1,556
Sq Ft
1984
Built
1
Garage
No
Pool
FEMA Zone XNo HOA12,197 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Atlantic Beach

OPEN HOUSE - 07/11 and 12th- 12pm -2pm! Don't miss out on this Beautifully renovated 2BR/2BA beach retreat offering the rare combination of golf course frontage, privacy, and flexible living space. The updated kitchen features butcher block countertops, abundant cabinetry, and an open serving bar overlooking the spacious vaulted family room. The layout provides ample space for both living & dining, making it ideal for entertaining. A separate 22' x 12' flex room showcases tray ceilings, and endless possibilities as a 2nd living room, office, or media room. French doors from both living areas & the primary suite open to an expansive patio with views of the Atlantic Beach Country Club's 5th green & 6th tee box. The primary features a stunning double shower & ample closet space. Finished, heated and cooled garage offers flexibility for a workshop, fitness space or additional bedroom. Coastal living, golf course views, and the beach less than a mile away-Rarely found under $500,00!

Next steps in Atlantic Beach

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,547
Property taxesest. at asking price, Duval County$751
Estimated total, before insurance$3,298/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,717/yr · $143/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,900
$91,980
Loan Term
Monthly Payment
$2,547
Principal & Interest: $2,547
Property taxes (est.): $751
Insurance (est.): $307
Estimated Total Monthly
$3,605
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features · Public water (record)

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,534 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$284,219$90,309—
2024$279,115$87,057—
2023$270,303$83,066—
2022$224,322$79,191—
2021$196,745$75,429—
2020$153,161$73,698—

2025 property taxes (current owner): $1,717/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 12, 2026Price change$459,900−$18,600
  • May 31, 2026Listed$478,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $296/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2258 Sandy Bay Lane, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLCSep 2026$525,000$2873/2.51,828390.2
2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTYOct 2026$352,000$3013/21,17050.4
2039 Cypress Landing Drive, Jacksonville, FL 32233Listed by HOUWZER, INC.Sep 2026$367,000$2193/21,6721310.5
1845 Forsyth Court, Atlantic Beach, FL 32233Listed by REAL BROKER LLCAug 2026$300,000$2413/1.51,24450.5
1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLCSep 2026$430,000$2954/21,456200.6
1826 Tierra Verde Drive, Atlantic Beach, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$772,000$4263/21,8121260.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,900
Price / Sq Ft$296
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,556
Total Structure Area1,660 sq ft
Acres0.28 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address2119 Fairway Villas Lane S, Atlantic Beach, FL 32233
Area231-Atlantic Beach-North
SubdivisionFairway Villas
CityAtlantic Beach
CountyDuval
StateFL
Zip Code32233
Lot Size12,196.8 sq ft
Lot Dimensions50 x 81
Parcel Number1693981040
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionOn Golf Course
Patio / PorchPatio, Porch, Screened
FencingFenced
RoofShingle
ConstructionStucco

Additional Information

Date ListedMay 31, 2026
Days on Market81
Tax Amount$1,716.51
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARYKATE & CO REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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