This home is in Atlantic Beach — a home near Duncan U. Fletcher High School.
$370,000Pending3 bd · 2 ba · 982 sq ft
Pending·137 days on market
2179 Fairway Villas Lane S
Atlantic Beach, FL 32233
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Atlantic Beach
Nestled on a peaceful dead-end street in Atlantic Beach, the natural light welcomes you. The airy vaulted ceilings and a thoughtful layout that feels remarkably spacious. Crisp fresh paint inside and out, new windows, new 2025 roof deliver total peace of mind, allowing you to move right in and start enjoying the coastal lifestyle. The eat-in kitchen features stainless steel appliances and sliding glass doors that open to your private patio. It's the perfect setup for indoor-outdoor living, leading directly into a fully fenced private backyard sanctuary. You'll also appreciate the renovated bathrooms, updated plumbing, indoor laundry room, and an immaculate two-car garage finished with Shark floor coating. Best of all, enjoy complete freedom with no HOA fees, no flood zone, and a transferable termite bond. Embrace a vibrant community where you can hop on your bike or golf cart to visit local craft breweries, dine out, or explore the Atlantic Beach Arts Market and Beaches Town Center.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features · Public water (record)
County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,713 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 18th Street lotabout 0.9 mi · 40 parking spaces
Closest park or preserve
Dutton Island Preserveabout 0.8 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 1 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 1 mi · Pablo Creek
Closest youth league fields
Donner Park & Gail Baker Community Centerabout 0.5 mi · Football, Soccer
Closest grocery store
Aldiabout 2 mi · 1209 Atlantic Boulevard, Neptune Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:39 AM, sunset 6:39 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $262,801 | $262,801 | — |
| 2024 | $258,552 | $64,476 | — |
| 2023 | $246,789 | $61,142 | — |
| 2022 | $202,131 | $57,905 | — |
| 2021 | $177,862 | $54,763 | — |
| 2020 | $134,887 | $53,317 | — |
2025 property taxes (current owner): $4,520/yr
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 27, 2026Pending$370,000
- Oct 12, 2026Active Under Contract$370,000
- Sep 30, 2026Price change$370,000−$30,000
- Sep 10, 2026Price change$400,000−$25,000
- Aug 14, 2026Price change$425,000−$8,000
- Jul 29, 2026Price change$433,000−$2,000
- Jun 16, 2026Listed$435,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $377/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2238 Fairway Villas Lane N, Atlantic Beach, FL 32233Listed by PRISTINE PROPERTIES OF FLORIDA LLC | Jun 2026 | $346,000 | $338 | 3/2 | 1,024 | 123 | 0.1 |
| 2196 Fairway Villas Lane N, Atlantic Beach, FL 32233Listed by COMPASS FLORIDA LLC | Mar 2026 | $420,000 | $379 | 3/1.5 | 1,107 | 0 | 0.1 |
| 2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTY | Oct 2026 | $352,000 | $301 | 3/2 | 1,170 | 5 | 0.5 |
| 1931 Francis Avenue, Atlantic Beach, FL 32233Listed by DJ & LINDSEY REAL ESTATE | Mar 2026 | $490,000 | $445 | 3/2 | 1,100 | 9 | 0.5 |
| 2268 Cypress Landing Drive, Jacksonville, FL 32233Listed by REAL BROKER LLC | Mar 2026 | $284,500 | $275 | 3/2 | 1,036 | 17 | 0.5 |
| 1845 Forsyth Court, Atlantic Beach, FL 32233Listed by REAL BROKER LLC | Aug 2026 | $300,000 | $241 | 3/1.5 | 1,244 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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