This home is in Jacksonville.
Sold·Closed Sep 3, 2026·245 days on market·Recent sales in Atlantic Beach
2217 Destine Lane
Jacksonville, FL 32233
About this home
Jacksonville
Move-in ready 3 bedroom, 2 bathroom home located in the desirable Cypress Cove neighborhood. This well-maintained property features tile flooring in the main living areas and LVP in the bedrooms. The kitchen offers a spacious, open feel with plenty of room for cooking and gathering. Located in a quiet, established area just minutes from Jacksonville's beautiful beaches, Cypress Cove also provides convenient access to shopping, dining, parks, and major roadways. With its comfortable layout and prime coastal location, this home is an excellent opportunity in one of Jacksonville's sought-after communities. Book your tour today!
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1990)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · Public water (record)
County records indicate this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,403 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,031/yr
Estimated taxes if purchased at asking price: ~$6,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 3, 2026Closed$327,500
- Aug 12, 2026Pending$327,500
- Aug 7, 2026Listed$327,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $325/sq ft; this home is listed at $268/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1189 Cove Landing Drive, Jacksonville, FL 32233Listed by BACHMANN HOMES REALTY, LLC | Sep 2026 | $430,000 | $295 | 4/2 | 1,456 | 20 | 0.1 |
| 2009 Chelwood Court, Jacksonville, FL 32233Listed by ROUND TABLE REALTY | Oct 2026 | $352,000 | $301 | 3/2 | 1,170 | 5 | 0.4 |
| 2153 Fairway Villas Drive, Jacksonville, FL 32233Listed by BEYCOME OF FLORIDA LLC | Jul 2026 | $490,000 | $325 | 3/2 | 1,509 | 255 | 0.5 |
| 2447 Seaway Street, Jacksonville, FL 32233Listed by HOMECOIN.COM | Sep 2026 | $465,000 | $343 | 3/2 | 1,356 | 90 | 0.6 |
| 2464 Spokane Avenue E, Jacksonville, FL 32233Listed by MOMENTUM REALTY | Jul 2026 | $330,000 | $304 | 3/1 | 1,085 | 10 | 0.6 |
| 2163 Sandy Bay Lane, Jacksonville, FL 32233Listed by KST GROUP LLC | Jul 2026 | $470,000 | $329 | 3/2 | 1,428 | 13 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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