Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·5 days on market

2009 Chelwood Court

Jacksonville, FL 32233

$300,000$256/sqftEst. $1,550/moMLS# 2163027

Beds

Baths

1,170

Sq Ft

1986

Built

Garage

Pool

About this home

Jacksonville

MULTIPLE OFFERS RECEIVED! HIGHEST AND BEST DUE BY 9/5/2026 6PM! Incredible opportunity to own a home in one of Jacksonville's most desirable coastal areas! Whether you're looking for a primary residence, second home, or investment opportunity, this property is it! For buyers looking to build equity or investors searching for an opportunity in the beaches and Mayport area, this home offers an attractive entry point into this location! Updated owners shower, HVAC AND WATER HEATER replaced 2025. New sliding glass door replaced 2020! Fully Fenced, serene wooded view (no neighbors behind you!) Minutes from Naval Station Mayport, Atlantic Beach, Mayport, Jacksonville Beach. Kathryn Abbey Hanna Park nearby for beach days, biking, hiking, kayaking, camping, and enjoying the outdoors. Shopping, dining, entertainment, and everyday conveniences are all within easy reach while still enjoying the laid-back lifestyle that makes this side of Jacksonville so sought after.

Cost to own

Mortgage calculator

Home Price

$300,000

Down Payment: 20%

$60,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,550

Principal & Interest: $1,550

Property taxes (est.): $490

Insurance (est.): $200

Estimated Total Monthly

$2,240

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,550

Property taxesest. at asking price, Duval County$490

Estimated total, before insurance$2,040/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,427/yr · $119/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,427/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,428 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History