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This home is in Rivertown Forest, St. Johns — a new construction home in St. Johns County.

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Sold

Sold·Closed May 29, 2026·54 days on market·Recent sales in Rivertown Forest·Rivertown Forest

66 Holly Creek Drive

St. Johns, FL 32259

$699,000sold priceListed at $644,000 · 108.5% of asking$198/sqftMLS# 2128040

Beds

3.5

Baths

3,529

Sq Ft

2025

Built

Garage

Pool

48 more homes for sale in Rivertown Forest →Search Rivertown Forest on the map

HOA $4/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Rivertown Forest

Lot 68 - The Clarendon floorplan is elegant and spacious, with a wealth of living space to enjoy with family and friends. The flex room at the entrance makes a perfect sitting room on the way to the open-concept Great Room, dining area and kitchen. Upstairs, a large loft area offers plenty of naturally-lit space to enjoy. All the upstairs bedrooms have walk-in closets — including the luxurious owner's suite, which has two! The upstairs laundry room makes wash days convenient for all. Located in RIVERTOWN, a master-planned community along the scenic St. Johns River, residents enjoy amenities designed for fitness, fun, and connection. With parks overlooking lakes and preserves, miles of trails, and plenty of opportunities to meet neighbors, RiverTown offers an active, nature-connected lifestyle in the heart of Northeast Florida.

Next steps in Rivertown Forest

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,872

Property taxesest. at asking price, St. Johns County$930

HOAbilled annually$4

Estimated total, before insurance$4,806/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$699,000

Down Payment: 20%

$139,800

Interest Rate: 7.40%

Loan Term

Monthly Payment

$3,872

Principal & Interest: $3,872

Property taxes (est.): $930

Insurance (est.): $466

Estimated Total Monthly

$5,268

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $182/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
204 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$619,000	$207	4/2.5	2,987	0	0.1
457 Appalachian Trail, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$532,000	$212	5/3	2,511	57	0.2
311 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Jul 2026	$685,323	$239	4/3.5	2,870	27	0.2
86 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$962,673	$286	4/3.5	3,368	10	0.3
365 Holly Creek Drive, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Sep 2026	$672,758	$225	5/4	2,987	11	0.3
85 Black Horse Way, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Jul 2026	$1,138,627	$260	5/4.5	4,375	21	0.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$644,000

Price / Sq Ft$182

Bedrooms5

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,529

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUnder Construction

StatusClosed

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address66 Holly Creek Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009690680

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Restaurant

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories2

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionFiber Cement, Frame

Additional Information

Date ListedFebruary 1, 2026

Days on Market54

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan, Other

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: MATTAMY REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Rivertown Forest

Rivertown Forest is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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