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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Shearwater, St. Augustine — a home near Beachside High School.

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Sold

Sold·Closed Jun 30, 2026·86 days on market·Recent sales in Shearwater·Shearwater

17 Jamestown Court

St. Augustine, FL 32092

$400,000sold priceListed at $420,500 · 95.1% of asking$222/sqftMLS# 2127976
3
Beds
2
Baths
1,800
Sq Ft
2024
Built
2
Garage
No
Pool

52 more homes for sale in Shearwater →Search Shearwater on the map

HOA $20/mo5,227 sqft lotSingle Family Residence1 story

About this home

Shearwater

Welcome to 17 Jamestown Ct, a brand‑new home built in 2024 and never lived in, offering 3 bedrooms, 2 bathrooms, and approximately 1,800 square feet of thoughtfully designed living space. This move‑in‑ready residence features a modern, open layout that maximizes both functionality and natural light, creating a comfortable flow for everyday living. The spacious living areas connect seamlessly to the kitchen and dining spaces, while the well‑proportioned bedrooms provide flexibility for family living, guests, or a home office. The primary suite serves as a private retreat with its own en‑suite bathroom, while two additional bedrooms share a second full bath. Built to today's construction standards, the home delivers the benefits of new constructionincluding energy efficiency, contemporary design, and low‑maintenance living. Convenient to nearby shopping, dining, and local amenities. With no prior occupants, this home presents a rare opportunity to own new construction without the wait.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,216
Property taxesest. at asking price, St. Johns County$532
HOAbilled annually$20
Estimated total, before insurance$2,768/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,299/yr · $692/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$400,000
$80,000
Loan Term
Monthly Payment
$2,216
Principal & Interest: $2,216
Property taxes (est.): $532
Insurance (est.): $267
Estimated Total Monthly
$3,015
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $850,000 in October 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$399,355$399,355—
2024$100,000$100,000—
2023$95,000$95,000—

2025 property taxes (current owner): $8,299/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
153 Chalet Court, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$409,000$2443/21,67420.1
254 Seaforth Drive, St. Augustine, FL 32092Listed by IHEART REALTY INCSep 2026$494,500$2444/32,028350.3
50 Neighbor Court, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCAug 2026$454,900$1984/2.52,29940.3
201 Tilden Court, St. Augustine, FL 32092Listed by ROOT REALTY LLCOct 2026$540,000$2664/32,027720.4
39 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$510,000$2194/2.52,327460.4
196 Donovan Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$460,000$2344/2.51,968820.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$420,500
Price / Sq Ft$234
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres0.12 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address17 Jamestown Court, St. Augustine, FL 32092
Area304- 210 South
SubdivisionShearwater
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size5,227.2 sq ft
Parcel Number0100170730
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Management- On Site, Park, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks, Suburban, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Guest

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 1, 2026
Days on Market86
HOA Fees$236 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$8,298.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Shearwater

Shearwater is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Shearwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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