This home is in St. Augustine — a golf course home in St. Johns County.
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Sold·Closed May 27, 2026·88 days on market·Recent sales in St. Augustine Shores
537 Belen Lane
St. Augustine, FL 32086
About this home
St. Augustine
Welcome to this beautifully upgraded residence, showcasing an exceptional collection of interior, exterior, and lifestyle enhancements completed ($275K) since 2023. This sought-after Platinum Milan floor plan offers 3 bedrooms, 2 baths, and a versatile flex space, ideal for a home office or den. Perfectly positioned on a quiet cul-de-sac, the home enjoys serene pond views and professionally designed landscaping that creates a private, resort-style setting. The expansive new covered lanai is a true showstopper, featuring a built-in outdoor kitchen, luxury hot tub with chiller, and stunning outdoor finishes--ideal for entertaining or relaxing year-round. Inside, no detail was overlooked. Highlights include a custom-built living room feature wall with electric fireplace, designer closet systems throughout, remote-controlled window treatments, and elegant plantation shutters. Every space reflects thoughtful upgrades and refined craftsmanship. Additional improvements include fresh exterior
Next steps in St. Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2020)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,810 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mary Street ramp and Gloria Ave lot19 min drive · 50 parking spaces
Closest park or preserve
Moses Creek Conservation Area11 min drive · 7.6 mi of trails
Closest public boat ramp
Moultrie Creek Boat Rampabout 2 mi · Moutrie Creek
Closest kayak & paddleboard launch
Vail Point Park – Paddlecraft Dockabout 2 mi · Moultrie Creek
Closest youth league fields
Gamble Rogers School Fields10 min drive · Soccer
Closest grocery store
Aldi5 min drive · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:34 AM, sunset 6:45 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,421/yr
Estimated taxes if purchased at asking price: ~$9,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $327/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLC | Jul 2026 | $320,000 | $229 | 3/2 | 1,397 | 246 | 0.3 |
| 564 Domenico Circle, St. Augustine, FL 32086Listed by REALTY ONE GROUP ELEVATE | Sep 2026 | $415,000 | $236 | 3/2 | 1,755 | 21 | 0.4 |
| 100 San Antonio Drive, St. Augustine, FL 32086Listed by NON MLS (realMLS) | Aug 2026 | $456,784 | $258 | 3/2 | 1,769 | 0 | 0.4 |
| 242 Goya Way, St. Augustine, FL 32086Listed by FIV REALTY CO FLORIDA LLC | Sep 2026 | $499,000 | $214 | 4/2 | 2,336 | 113 | 0.5 |
| 480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORP | Oct 2026 | $351,000 | $243 | 3/2 | 1,447 | 80 | 1.1 |
| 756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTY | Aug 2026 | $339,900 | $214 | 2/2 | 1,592 | 1 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on May 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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