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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Salito, St. Augustine.

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Sold

Sold·Closed May 22, 2026·86 days on market·Recent sales in San Salito·San Salito

71 Cody Street

St. Augustine, FL 32084

$365,000sold priceListed at $370,990 · 98.4% of asking$196/sqftMLS# 2126876
4
Beds
2
Baths
1,861
Sq Ft
2019
Built
2
Garage
No
Pool

8 more homes for sale in San Salito →Search San Salito on the map

HOA $70/mo6,098 sqft lotSingle Family Residence1 story

About this home

San Salito

Welcome home to this well maintained 4 bedroom 2 bath residence offering a functional open concept layout ideal for everyday living and entertaining. New flooring throughout home. The spacious kitchen features warm wood cabinetry stainless steel appliances ample counter space and a large island with bar seating that opens to the living and dining areas. The bright and inviting living room provides plenty of space to relax while the dining area offers access to the backyard through sliding glass doors creating easy indoor outdoor flow. The split bedroom floor plan provides added privacy with a generously sized primary suite and additional bedrooms perfect for family guests or a home office. Updated lighting and well kept finishes throughout add to the home's move in ready appeal. Enjoy a low maintenance yard and a two car garage for added convenience. Conveniently located near shopping dining and everyday amenities this home offers comfort space and functionality.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,022
Property taxesest. at asking price, St. Johns County$486
HOAbilled quarterly$70
Estimated total, before insurance$2,577/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,987/yr · $416/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$2,022
Principal & Interest: $2,022
Property taxes (est.): $486
Insurance (est.): $243
Estimated Total Monthly
$2,751
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,987/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 25, 2026Listed$370,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $208/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
43 Cody Street, St. Augustine, FL 32084Listed by SOVEREIGN REAL ESTATE GROUPSep 2026$354,000$2084/21,7052820
830 E Red House Branch Road, St. Augustine, FL 32084Listed by ENDLESS SUMMER REALTYJun 2026$340,000$1463/22,3291870.4
480 Palace Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITEDJun 2026$420,000$2362/21,782950.4
783 Pullman Circle, St. Augustine, FL 32084Listed by STA REALTYSep 2026$585,000$2494/32,346240.5
509 Cedar Arbor Court, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$390,000$1894/22,06480.6
394 Hefferon Drive, St. Augustine, FL 32084Listed by REALTY ONE GROUP ELEVATESep 2026$465,000$2024/2.52,297140.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$370,990
Price / Sq Ft$199
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,861
Acres0.14 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address71 Cody Street, St. Augustine, FL 32084
Area307-World Golf Village Area-SE
SubdivisionSan Salito
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size6,098.4 sq ft
Parcel Number0733250540

Amenities

AmenitiesPool, Clubhouse, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

RoofShingle

Additional Information

Date ListedJanuary 26, 2026
Days on Market86
HOA Fees$210 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,986.71
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Salito

San Salito is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all San Salito homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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