This home is in Waterleaf, Jacksonville.
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Sold·Closed Mar 16, 2026·29 days on market·Recent sales in Waterleaf·Waterleaf
12248 Bittercreek Lane
Jacksonville, FL 32225
9 more homes for sale in Waterleaf →Search Waterleaf on the map
About this home
Waterleaf
PRICE IMPROVEMENT!! Welcome home to this beautifully updated 2-story residence on a spacious corner lot in a neighborhood with a clubhouse and community pool. Designed with families in mind, this 4-bedroom, 3.5-bath home plus office features 9-ft ceilings, fresh interior paint, new luxury vinyl flooring downstairs, and new carpet upstairs. The primary suite is conveniently located on the first floor and offers a tiled walk-in shower, solid surface tub and sink, and a large walk-in closet. Upstairs includes three additional bedrooms—one with a private bath—and a loft ideal for a play area or homework space.The kitchen features granite countertops and stainless steel appliances, opening to inviting living areas. Major updates include a roof (2023) and two HVAC units (3 & 6 years). Walking distance to elementary and middle schools, 15 minutes to the Navy base and beaches, and minutes from UNF, Mayo Clinic, Town Center, dining, and shopping.
Next steps in Waterleaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,800 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Atlantic Beach 19th Street lotabout 6 mi · 14 parking spaces
Closest park or preserve
Theodore Roosevelt Area and Fort Caroline (Timucuan Preserve)10 min drive · 9.3 mi of trails
Closest public boat ramp
Fulton Road Unimproved Landingabout 3 mi · St. Johns River
Closest kayak & paddleboard launch
Dutton Island Park & Preserve – North Kayak Launchabout 4 mi · Pablo Creek
Closest youth league fields
Ed Austin Regional Park8 min drive · Baseball, Softball, Soccer
Closest grocery store
Publix6 min drive · 2771 Monument Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,383/yr
Estimated taxes if purchased at asking price: ~$10,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $171/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1148 Candlebark Drive, Jacksonville, FL 32225Listed by COASTAL REALTY JAX | Jun 2026 | $491,000 | $194 | 5/3 | 2,526 | 44 | 0 |
| 970 Mineral Creek Drive, Jacksonville, FL 32225Listed by CROSSVIEW REALTY | Sep 2026 | $440,000 | $197 | 4/2 | 2,234 | 48 | 0.3 |
| 956 Candlebark Drive, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $535,000 | $193 | 4/4 | 2,766 | 1 | 0.3 |
| 880 Candlebark Drive, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $555,000 | $200 | 5/4 | 2,770 | 5 | 0.4 |
| 1693 Timber Crossing Lane, Jacksonville, FL 32225Listed by HERRON REAL ESTATE LLC | Aug 2026 | $500,000 | $176 | 4/3 | 2,841 | 20 | 0.9 |
| 12564 Kernan Forest Boulevard, Jacksonville, FL 32225Listed by EXP REALTY LLC | Jun 2026 | $480,000 | $206 | 4/3 | 2,328 | 15 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DALTON WADE INC
Sold by: PROVINCE REALTY GROUP LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Waterleaf
Waterleaf is a neighborhood in Jacksonville, FL (Duval County), ZIP 32225.
View all Waterleaf homes for sale →Keep looking
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For Sale958 Mineral Creek DriveJacksonville, FL 32225
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For Sale514 Candlebark DriveJacksonville, FL 32225
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines