This home is in Settlers Landing, Ponte Vedra — a home near Allen D. Nease High School.
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Sold·Closed Apr 20, 2026·54 days on market·Recent sales in Settlers Landing·Settlers Landing
90 Harpers Mill Drive
Ponte Vedra, FL 32081
9 more homes for sale in Settlers Landing →Search Settlers Landing on the map
About this home
Settlers Landing
Enter this luxury two-story home through a welcoming covered entry & into a spacious foyer. Soaring 22-foot cathedral ceilings & expansive family-room windows frame views of the backyard, perfectly complementing the open floor plan. The chef's kitchen features high-end appliances & a butler's kitchen, making entertaining both effortless & sophisticated. A screened lanai extends living space outdoors, with sliding doors that seamlessly connect to a grill area, living area with a cozy fireplace—ideal for Florida evenings with family & friends. The master suite is privately situated on the first floor & offers a serene sitting area & a dedicated exercise room. The primary bath feels like a private spa, featuring elegant fixtures, deep tub, a large walk-in shower & ambient lighting.The first floor also includes a wine room, an office, a laundry, a drop zone with a pet feeding station & a powder bath. Upstairs hosts 4 additional bedrooms & baths plus a bonus space with a wet bar for extra
Next steps in Settlers Landing
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,766 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $26,047/yr
Estimated taxes if purchased at asking price: ~$31,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jan 24, 2026Listed$2,150,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $377/sq ft; this home is listed at $488/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 41 Harpers Mill Drive, Ponte Vedra, FL 32081Listed by HERRON REAL ESTATE LLC | Sep 2026 | $1,175,000 | $377 | 5/4 | 3,118 | 30 | 0.1 |
| 64 Sunshine Bass Court, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jul 2026 | $1,540,000 | $333 | 6/5 | 4,618 | 15 | 0.1 |
| 337 Potters Mill Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,160,000 | $361 | 4/3.5 | 3,215 | 9 | 0.4 |
| 927 Seagrove Drive, Ponte Vedra, FL 32081Listed by SAVVY AVENUE, LLC. | Aug 2026 | $1,775,000 | $523 | 5/4 | 3,391 | 25 | 0.4 |
| 921 Seagrove Drive, Ponte Vedra, FL 32281Listed by WEEKLEY HOMES REALTY | Jul 2026 | $1,813,653 | $433 | 4/4.5 | 4,192 | 0 | 0.4 |
| 555 Seagrove Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLC | Jul 2026 | $1,630,000 | $375 | 4/4.5 | 4,350 | 59 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PETRA MANAGEMENT INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Settlers Landing
Settlers Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Settlers Landing homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Apr 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines