Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Trailmark, St. Augustine — a new construction home in St. Johns County.

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Pending

Pending·196 days on market·Trailmark

486 Farmfield Drive

St. Augustine, FL 32092

$499,900$200/sqftEst. $2,549/moMLS# 2126190

Beds

Baths

2,500

Sq Ft

2026

Built

Garage

Pool

About this home

Trailmark

Welcome home to this stunning Vilano ''A'' residence, offering picturesque preserve views and exceptional design throughout. The inviting two-story entry opens into a bright, open-concept living area, perfect for both relaxing and entertaining. The gourmet kitchen features a large center island, elegant white cabinetry, and gleaming iced white quartz countertops—ideal for any home chef. Beautiful laminate flooring flows seamlessly throughout the main living spaces. The main level includes a versatile guest suite (or fourth bedroom) with an adjacent full bath for convenience. Upstairs, you'll find a spacious loft, laundry room, and two additional bedrooms. The owner's suite is a private retreat, showcasing a luxurious bath with an oversized shower, dual separate vanities, and an expansive walk-in closet. With 9-foot ceilings on both levels, this home feels open and airy.

Cost to own

Mortgage calculator

Home Price

$499,900

Down Payment: 20%

$99,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,549

Principal & Interest: $2,549

Property taxes (est.): $665

Insurance (est.): $333

Estimated Total Monthly

$3,547

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,549

Property taxesest. at asking price, St. Johns County$665

HOAbilled annually$8

Estimated total, before insurance$3,222/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$100,000	$100,000	—

2023 property taxes (current owner): $2,919/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.