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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·271 days on market

6647 Jammes Road

Jacksonville, FL 32244

$650,000$752/sqftEst. $3,600/moMLS# 2125820
↓ $48,000 below original list
0
Beds
4
Baths
864
Sq Ft
1980
Built
—
Garage
No
Pool
FEMA Zone XNo HOA5.87 acresSingle Family Residence1 story

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About this home

Jacksonville

Rare opportunity to own 5.87 acres zoned Residential Rural (2 or less units per acre), offering privacy, flexibility, and space to bring your vision to life. The property features two modular classroom-style buildings providing versatile interior space, along with a covered carport ideal for parking or equipment storage. With expansive open land and a functional layout, this property is well suited for a variety of residential or compatible rural uses, subject to buyer verification. Enjoy a peaceful rural setting while still maintaining convenient access to Jacksonville amenities, making this a unique offering with both space and potential. 5.87 Acres Zone Commercial Prime location just minutes from downtown a builders dream This property is all Cleared with city sewage and electricity already in place, city lighting on road leading into the property 2 portable modules and sheds +2 containers for storage all included with the property. Owner will remove all personal property.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, Duval County$1,061
Estimated total, before insurance$4,662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $1,061
Insurance (est.): $433
Estimated Total Monthly
$5,095
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,484 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$173,005$0—
2024$172,717$0▼ $153
2023$176,279$0—
2022$171,552$0—
2021$166,302$0—
2020$165,436$0▲ $1,742

2025 property taxes (current owner): $71/yr

Estimated taxes if purchased at asking price: ~$12,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 21, 2026Price change$650,000−$48,000
  • Jan 19, 2026Listed$698,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $752/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5953 110th Street, Jacksonville, FL 32244Listed by THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.Jun 2026$115,000$1522/17562551
5943 Oaklane Drive, Jacksonville, FL 32244Listed by GETMOREOFFERSOct 2025$185,000$1932/1960211.1
5873 Oaklane Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$190,000$1903/21,0001391.2
5822 Tampico Road, Jacksonville, FL 32244Listed by DJ & LINDSEY REAL ESTATEApr 2026$125,000$1253/11,00021.2
5744 Blackthorn Road, Jacksonville, FL 32244Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLCJun 2026$190,000$2423/1784111.3
5828 Ensenada Road, Jacksonville, FL 32244Listed by MAXREV, LLCApr 2026$128,000$1283/11,00031.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$752
Bedrooms0
Bathrooms4.00
Full Baths4
Square Footage864
Acres5.87 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address6647 Jammes Road, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size255,697.2 sq ft
Parcel Number0982760050

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport, Off Street

Interior

AppliancesNone
HeatingNone
CoolingWall/Window Unit(s)
# of Stories1

Exterior

Road FrontageCity Street

Additional Information

Date ListedJanuary 19, 2026
Days on Market245
Tax Amount$70.8
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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