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Active·Listed today

9284 NW County Road 225

Starke, FL 32091

$699,000$316/sqftEst. $3,590/moMLS# 2161515

Beds

Baths

2,215

Sq Ft

1998

Built

Garage

Pool

About this home

Starke

A versatile country homesite on 6 acres, centered around an approximately 2,300 SF brick home with 3 bedrooms, 2.5 baths and an attached two-car garage. The 2-car garage is equipped with a mini split. Inside, you will find a warm and inviting interior highlighted by a wood or gas fireplace. The modernized upgraded kitchen offers an open layout with granite countertops while a small office/flex room is currently used as a butler pantry. A well-appointed utility room complete with a laundry sink and custom-built cabinetry. Master suite offers a peaceful retreat with abundant built-ins, a tray ceiling, and an upgraded bath featuring a walk-in shower and linen tower. A large screened-in back porch overlooks the backyard setting and is plumbed for a future sauna; separate plumbing behind the home is already in place for a future above-ground pool. Directly behind the home is a stocked catfish pond with a cooling fountain, framed by very large mature oaks.

Cost to own

Mortgage calculator

Home Price

$699,000

Down Payment: 20%

$139,800

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,590

Principal & Interest: $3,590

Insurance (est.): $466

Estimated Total Monthly

$4,056

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,590

Estimated total, before insurance$3,590/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,884/yr · $324/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,884/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,547 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 24, 2026Listed$699,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$699,000

Price / Sq Ft$316

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,215

Acres6.07 acres

Year Built1998

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryBradford

MiddleBradford

HighBradford

Community Information

Address9284 NW County Road 225, Starke, FL 32091

Area522-Bradford County-NW

SubdivisionMetes & Bounds

CityStarke

CountyBradford

StateFL

Zip Code32091

Lot Size264,409.2 sq ft

Parcel Number00511000100

Amenities

UtilitiesElectricity Connected

SewerSeptic Tank

Water SourceWell

Green / EnergyHVAC

ParkingAttached, Garage, Other

ViewPond

Interior

Interior FeaturesBuilt-in Features, Butler Pantry, Ceiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Gas Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas, Wood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup