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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·44 days on market

5886 Oaklane Drive

Jacksonville, FL 32244

$187,500$191/sqftEst. $1,039/moMLS# 2162228
↓ $2,400 below original list
2
Beds
1
Baths
982
Sq Ft
1953
Built
—
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Offering comfortable, easy-care living, this concrete block home features tile flooring throughout the main living areas and a functional layout with plenty of natural light. The open kitchen includes wood cabinetry, solid-surface countertops and a breakfast bar overlooking the living space. An additional family room provides flexibility for relaxing, dining or entertaining. The home offers 2 bedrooms and 1 updated bathroom, along with convenient indoor laundry. A spacious yard provides room to enjoy the outdoors. Conveniently located near NAS Jacksonville, I-295, shopping and dining, with nearby recreation at Ringhaver Park and Tillie K. Fowler Regional Park offering trails, playgrounds and access to the Ortega River. ***Some Photos Have Been Virtually Staged***

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,039
Property taxesest. at asking price, Duval County$306
Estimated total, before insurance$1,345/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,771/yr · $231/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$187,500
$37,500
Loan Term
Monthly Payment
$1,039
Principal & Interest: $1,039
Property taxes (est.): $306
Insurance (est.): $125
Estimated Total Monthly
$1,470
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,771/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Active Under Contract$187,500
  • Sep 11, 2026Price change$187,500−$2,400
  • Aug 27, 2026Listed$189,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $179/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5663 Minocqua Street, Jacksonville, FL 32210Listed by NAVY TO NAVY HOMES LLCSep 2026$245,000$2194/21,120140.6
5229 Saginaw Avenue, Jacksonville, FL 32210Listed by MOMENTUM REALTYAug 2026$214,000$1964/21,092500.7
5655 Kimbrell Drive S, Jacksonville, FL 32210Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$171,000$1662/21,031260.8
5234 Witby Avenue, Jacksonville, FL 32210Listed by KELLER WILLIAMS JACKSONVILLESep 2026$219,999$1793/21,228741
5508 Moret Drive E, Jacksonville, FL 32244Listed by EXP REALTY LLCAug 2026$134,500$1093/11,238471
6731 Seaboard Avenue, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYAug 2026$185,000$1503/11,2361091.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$187,500
Price / Sq Ft$191
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage982
Acres0.22 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

Community Information

Address5886 Oaklane Drive, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionForrest Brook
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size9,583.2 sq ft
Parcel Number0979830000

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingDetached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

FencingBack Yard

Additional Information

Date ListedAugust 27, 2026
Days on Market36
Tax Amount$2,771.47
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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