This home is in Surf Park, Jacksonville Beach — a home near Duncan U. Fletcher High School.
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Sold·Closed Mar 11, 2026·4 days on market·Recent sales in Surf Park·Surf Park
525 13th Avenue N
Jacksonville Beach, FL 32250
All Surf Park homes for sale →Search Surf Park on the map
About this home
Surf Park
Don't miss out on this classic 2 story beach home located just 5 blocks from the ocean, on a non-thru street without through traffic offering less traffic and noise, safer for kids and pets. Situated on a large .25 acre lot.(actually 1 1/2 lots). Recent updates include roof, hot water heater and downstairs A/C. This property is a rare find with no HOA and plenty of room for your boat,RV, pool or all of the above! The features of this home are sure to impress- a 2 car garage with 30 amp service, an attached room perfect for a workshop, studio or playroom with its own window a/c, and paver patio for entertaining. Enjoy the privacy of fenced sides and rear yard with a charming white picket fence. Step inside to discover gleaming real oak hardwood floors, then unwind in the Hot Springs hot tub nestled in its own private enclosure. This beach home offers a perfect blend of convenience and comfort. Call now to schedule a viewing and make this dream home your own oasis by the sea.
Next steps in Surf Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1948)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,817 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $691,271 | $245,637 | — |
| 2023 | $595,153 | $237,027 | — |
| 2022 | $556,920 | $228,667 | — |
| 2021 | $443,301 | $220,551 | — |
| 2020 | $437,580 | $216,816 | — |
2025 property taxes (current owner): $4,839/yr
Estimated taxes if purchased at asking price: ~$17,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Jan 15, 2026Listed$875,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $418/sq ft; this home is listed at $367/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $540,000 | $266 | 4/2 | 2,031 | 5 | 0 |
| 1230 12th Street N, Jacksonville Beach, FL 32250Listed by BACHMANN HOMES REALTY, LLC | Oct 2026 | $1,230,000 | $487 | 4/3 | 2,525 | 14 | 0.5 |
| 1115 Palm Circle, Jacksonville Beach, FL 32250Listed by TRUDEALS REALTY CORP | Sep 2026 | $875,000 | $418 | 4/2 | 2,091 | 5 | 0.5 |
| 1103 18th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,125,000 | $400 | 4/4 | 2,814 | 3 | 0.5 |
| 850 Holly Drive, Jacksonville Beach, FL 32250Listed by ORENDER GROUP LLC | Oct 2026 | $750,000 | $440 | 4/3 | 1,705 | 97 | 0.7 |
| 1104 5th Avenue N, Jacksonville Beach, FL 32250Listed by REGION ATLANTIC REALTY | Aug 2026 | $765,000 | $386 | 3/2.5 | 1,980 | 27 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Surf Park
Surf Park is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines