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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oceanview, Neptune Beach — a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·237 days on market·Oceanview

1914 1st Street

Neptune Beach, FL 32266

$1,250,000$610/sqftEst. $6,924/moMLS# 2130574
4
Beds
3
Baths
2,048
Sq Ft
1959
Built
—
Garage
No
Pool

2 more homes for sale in Oceanview →Search Oceanview on the map

FEMA Zone XNo HOA6,534 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Oceanview

This property sits in the heart of Neptune Beach, one block from the ocean. Faces east. At 52' across the front and 111' deep, this lot is positioned to be the next step in the Renaissance that 1st Street is enjoying. It sits less than a mile to 'the Corner' - the Neptune Beach/Atlantic Beach dining and shopping hub. And ½ mile north of the Jax Beach Pier. Copies of the 1992 and 2024 surveys are attached under the Docs tab. Notice the ingress/egress easement. This lot contractually has permanent use to the easement provided by the neighboring lot (200 Margaret Street). For future re-development of this parcel, a driveway (and its impervious footprint) will therefore be unnecessary. A two-story duplex (built 1959) at the site - requiring moderate to significant renovations including a new roof - causes us to list this parcel at its land value. For the buyer with an interest in considering it as a reno project, we have included a new roof estimate under the Docs tab.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,924
Property taxesest. at asking price, Duval County$2,041
Estimated total, before insurance$8,965/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,459/yr · $1,205/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,924
Principal & Interest: $6,924
Property taxes (est.): $2,041
Insurance (est.): $833
Estimated Total Monthly
$9,798
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 6:57 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $1,000,000 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$853,107$802,385—
2024$963,294$942,245—
2023$856,587$856,587—
2022$795,258$795,258—
2021$606,035$494,154—
2020$552,375$485,329—

2025 property taxes (current owner): $14,459/yr

Estimated taxes if purchased at asking price: ~$24,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 22, 2026Active Under Contract$1,250,000
  • Feb 17, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $460/sq ft; this home is listed at $610/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
416 Hopkins Street, Neptune Beach, FL 32266Listed by PREMIER REAL ESTATESep 2026$876,000$5614/2.51,562470.1
545 South Street, Neptune Beach, FL 32266Listed by HOVER GIRL PROPERTIESAug 2026$1,450,000$7424/2.51,953330.4
524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COASTSep 2026$735,000$4604/31,59880.5
502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$540,000$2664/22,03150.6
942 16th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLCAug 2026$668,000$4024/2.51,66270.6
1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENTSep 2026$1,100,000$4224/3.52,605900.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$610
Bedrooms4
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage2,048
Acres0.15 acres
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address1914 1st Street, Neptune Beach, FL 32266
Area221-Neptune Beach-East
SubdivisionOceanview
CityNeptune Beach
CountyDuval
StateFL
Zip Code32266
Lot Size6,534 sq ft
Parcel Number1737540020
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street, On Street

Interior

AppliancesElectric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Lot DescriptionEasement Access

Additional Information

Date ListedFebruary 17, 2026
Days on Market167
Tax Amount$14,458.52
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oceanview

Oceanview is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.

View all Oceanview homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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