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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near Pedro Menendez High School.

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Active Under Contract

Active Under Contract·91 days on market

241 Deerfield Meadows Circle

St. Augustine, FL 32086

$374,900$197/sqftEst. $2,060/mo mortgageMLS# 2157441
↓ $24,100 below original list
3
Beds
2
Baths
1,903
Sq Ft
2019
Built
2
Garage
No
Pool
FEMA Zone XHOA $55/mo7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Augustine

Welcome to Deerfield Meadows, where thoughtful design, quality construction, and a convenient St. Augustine location come together in this spacious Camden II model. Featuring three bedrooms and two bathrooms, this freshly painted home offers an inviting single-level layout. A double-door entry opens to a bright, expansive family room, dining area, and kitchen. The kitchen is equipped with a cafe style dining space, a large California island, granite countertops, 42-inch cabinetry, and stainless steel appliances. Tile flooring throughout the main living areas, fresh interior paint, and 9-foot ceilings enhance the home's clean, open, and spacious feel. A 9-foot-wide sliding glass door extends the living space outdoors to the covered lanai.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,060
Property taxesest. at asking price, St. Johns County$499
HOAbilled monthly$55
Estimated total, before insurance$2,614/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,097/yr · $425/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$374,900
$74,980
Loan Term
Monthly Payment
$2,060
Principal & Interest: $2,060
Property taxes (est.): $499
Insurance (est.): $250
Estimated Total Monthly
$2,809
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,097/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Active Under Contract$374,900
  • Oct 6, 2026Price change$374,900−$14,100
  • Aug 24, 2026Price change$389,000−$10,000
  • Jul 28, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $197/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
135 Meadow Crossing Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORPOct 2026$387,000$2034/21,903910.1
265 Sika Drive, St. Augustine, FL 32086Listed by AXEN REALTY LLCSep 2026$609,997$2553/2.52,3903380.3
179 Adalyn Avenue, St. Augustine, FL 32086Listed by AXEN REALTY LLCAug 2026$560,000$2343/22,3903150.4
43 Brooks Briar Lane, St. Augustine, FL 32086Listed by AXEN REALTY LLCOct 2026$565,997$2884/21,9671270.5
109 Osprey Marsh Lane, St. Augustine, FL 32086Listed by LOKATIONOct 2026$335,000$2143/21,5641270.6
38 Litke Lane, St. Augustine, FL 32086Listed by DAVIDSON REALTY, INC.Aug 2026$365,000$1603/2.52,2803330.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$374,900
Price / Sq Ft$197
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,903
Acres0.18 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryOtis A. Mason
Reported middleGamble Rogers
Reported highPedro Menendez
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address241 Deerfield Meadows Circle, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionDeerfield Meadows
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size7,840.8 sq ft
Parcel Number1404330280

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 28, 2026
Days on Market91
HOA Fees$55 / Monthly
HOA FrequencyMonthly
Tax Amount$5,097.18
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENDLESS SUMMER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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