Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Kettering at eTown, Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·205 days on market·Kettering at eTown

11104 Motion Court

Jacksonville, FL 32256

$304,900$248/sqftEst. $1,555/moMLS# 2124561

Beds

Baths

1,229

Sq Ft

2023

Built

Garage

Pool

About this home

Kettering at eTown

Built in 2023! Effortless, low-maintenance living with elevated design and after-market personalizations! The sun-soaked main level features an open-concept layout, quartz countertops, stainless steel appliances, and luxury vinyl plank flooring flowing seamlessly through the kitchen, dining, and living spaces. An oversized one-car garage plus under-stair storage keep life organized and clutter-free. Upstairs, two oversized bedrooms each offer private en-suite baths! The primary suite feels like a personal retreat with vanities and a generous walk-in closet, while the open loft flexes easily as a home office, yoga studio, or media lounge. Out front, a fenced yard and landscaped entry create the perfect spot to unwind or let your pup roam. residents enjoy access to the 5-acre Recharge amenity center—resort-style and lap pools, high-tech fitness center, yoga lawn, playground, event lawn, dog park and MORE

Cost to own

Mortgage calculator

Home Price

$304,900

Down Payment: 20%

$60,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,555

Principal & Interest: $1,555

Property taxes (est.): $498

Insurance (est.): $203

Estimated Total Monthly

$2,256

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,555

Property taxesest. at asking price, Duval County$498

HOAbilled monthly$220

Estimated total, before insurance$2,272/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,541/yr · $545/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $336,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$272,382	$272,382	▲ $5,000
2024	$268,358	$268,358	—
2023	$60,000	$60,000	▲ $20,000
2022	$40,000	$40,000	—

2025 property taxes (current owner): $6,541/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 10, 2026Listed$304,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$304,900

Price / Sq Ft$248

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,229

Acres0.03 acres

Year Built2023

TypeResidential

Sub-TypeTownhouse

StatusActive Under Contract

# of Garages1

Has PoolNo

Is WaterfrontNo

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

Community Information

Address11104 Motion Court, Jacksonville, FL 32256

Area027-Intracoastal West-South Of Jt Butler Blvd

SubdivisionKettering at eTown

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,306.8 sq ft

Parcel Number1677762520

Amenities

AmenitiesPool, Car Wash Area, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Sauna, Security, Spa/Hot Tub

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories2

LevelsTwo

LaundryIn Unit, Upper Level