This home is in Campfield Condos, Jacksonville.

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Active Under Contract

Active Under Contract·91 days on market·Campfield Condos

11251 Campfield Drive 3403

Jacksonville, FL 32256

$200,000$143/sqftEst. $1,064/moMLS# 2139801

Beds

Baths

1,394

Sq Ft

2006

Built

—

Garage

Pool

About this home

Campfield Condos

Condo documents, HOA budget, and insurance information available upon request to assist with buyer financing review. Beautifully maintained 3-bedroom, 2-bath condo offering 1,394 sq ft of comfortable, low-maintenance living in a prime Jacksonville location. This open-concept home features quality laminate flooring in the main living areas and tile flooring in the kitchen and bathrooms for both style and durability. The spacious kitchen is equipped with stainless steel appliances, ample cabinetry, and a functional layout that flows seamlessly into the dining and living areas. Natural light fills the home and leads to a private screened balcony with a peaceful partial lake view. Recent updates include a new HVAC system (2025), updated light fixtures, ceiling fans throughout, granite countertops in the bathroom, and custom shelving in the primary closet. Community amenities include a pool and fitness center. Conveniently...

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,010

Principal & Interest: $1,010

Est. Taxes & Insurance: $253

Estimated Total Monthly

$1,263

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,064

Property taxesest. at asking price, Duval County$327

HOAbilled monthly$184

Estimated total, before insurance$1,575/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$193,500	$0	▼ $15,000
2024	$208,500	$22,199	—
2023	$208,500	$20,912	—
2022	$181,000	$19,662	—
2021	$142,500	$18,449	—
2020	$136,000	$17,891	—

2025 property taxes (current owner): $21/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History