This home is in The Overlook Condos, Jacksonville.

1 / 37

Active

Active·184 days on market·The Overlook Condos

10550 Baymeadows Road 601

Jacksonville, FL 32256

$165,000$137/sqftEst. $878/moMLS# 2124862

Beds

Baths

1,206

Sq Ft

2000

Built

—

Garage

Pool

About this home

The Overlook Condos

Beautiful 3-bedroom, first-floor condo offering easy, low-maintenance living in a prime central location. Just 5 minutes from St. Johns Town Center for shopping and dining and only 15 minutes to the beach—because errands and ocean breezes should both be convenient. This freshly painted and professionally cleaned condo is truly move-in ready. Major updates include a new HVAC system (2024) and water heater (2025) for added peace of mind. Enjoy the ease of no stairs and an assigned covered parking space (#601) located just steps from the front door. The community offers excellent amenities including a pool, clubhouse, and fitness center. The condo fee covers water, sewer, trash, and quarterly pest control, keeping monthly expenses simple and predictable. All appliances convey, including the washer and dryer—just bring your furniture and toothbrush. Perfect for homeowners or investors looking for comfort, convenience, and a great location.

Cost to own

Mortgage calculator

Home Price

$165,000

Down Payment: 20%

$33,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$839

Principal & Interest: $839

Est. Taxes & Insurance: $210

Estimated Total Monthly

$1,048

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$878

Property taxesest. at asking price, Duval County$269

HOAbilled monthly$445

Estimated total, before insurance$1,593/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$165,000	$40,197	▼ $9,500
2024	$174,500	$38,357	—
2023	$174,500	$35,784	—
2022	$140,500	$33,286	—
2021	$117,500	$30,861	—
2020	$108,500	$29,745	—

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer in complex 2014 data

County records show this parcel on central sewer served by JEA Water/Sewer in complex 2014 data — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,479 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History