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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·30 days on market

5811 Atlantic Boulevard 153

Jacksonville, FL 32207

$225,000$216/sqftEst. $1,157/moMLS# 2124336
2
Beds
2
Baths
1,042
Sq Ft
1970
Built
Garage
No
Pool

About this home

Jacksonville

$15,000 Price Improvement! Discover this beautifully updated and uniquely designed condo in the desirable Carlton at Oak Landing, a charming waterfront condo community. Fully renovated just three years ago with exceptional attention to detail and no expense spared, this two-story unit stands out as one of the finest in the neighborhood. Step inside to a bright, open-concept first floor featuring elevated 8-foot ceilings, stylish knockdown texture, LED lighting, and a modern layout perfect for entertaining. The main level includes a spacious kitchen and dining combo with white shaker cabinets, quartz countertops, soft-close hinges, and a bar seating area. You'll also find a comfortable living room, a half bath, and a laundry/utility room on this floor. Upstairs, enjoy two generously sized bedrooms and two full bathrooms. The primary suite offers water views from a private balcony, dual closets, and an en-suite bath. Additional highlights include:

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,157
Principal & Interest: $1,157
Property taxes (est.): $367
Insurance (est.): $150
Estimated Total Monthly
$1,674
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,157
Property taxesest. at asking price, Duval County$367
HOAbilled monthly$411
Estimated total, before insurance$1,935/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,574/yr · $131/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$132,000$132,000 $7,000
2024$139,000$77,605
2023$139,000$73,889
2022$114,000$114,000
2021$82,950$62,357
2020$75,600$56,689

2024 property taxes (current owner): $1,574/yr

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Membrane, Tile — year not disclosed (home built 1970)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Private well (public record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,647 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 9, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$225,000
Price / Sq Ft$216
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,042
Acres0.01 acres
Year Built1970
TypeResidential
Sub-TypeCondominium
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryLove Grove
MiddleArlington
HighEnglewood

Community Information

Address5811 Atlantic Boulevard 153, Jacksonville, FL 32207
Area041-Arlington
SubdivisionCarlton At Oak Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size435.6 sq ft
Parcel Number1346031765
ZoningCondominium

Amenities

AmenitiesPool, Boat Dock, Boat Slip, Clubhouse, Fitness Center, Maintenance Grounds, Maintenance Structure, Management - Off Site
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyLighting, Water Heater
ParkingParking Lot, Unassigned
ViewRiver
Waterfront TypeRiver Access, River Front

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchPatio, Terrace
RoofMembrane, Tile
ConstructionBlock, Stucco

Additional Information

Date ListedAugust 1, 2026
Days on Market204
HOA Fees$411 / Monthly
HOA FrequencyMonthly
HOA NameCarlton @ Oak Landing
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Trash
Tax Amount$1,574.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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