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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flagler Estates, Hastings.

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Sold

Sold·Closed Aug 19, 2026·195 days on market·Recent sales in Flagler Estates·Flagler Estates

4555 Alvin Street

Hastings, FL 32145

$395,000sold priceListed at $390,000 · 101.3% of asking$198/sqftMLS# 2123867
3
Beds
2
Baths
1,998
Sq Ft
2024
Built
3
Garage
No
Pool

29 more homes for sale in Flagler Estates →Search Flagler Estates on the map

FEMA Zone XNo HOA1.14 acresSingle Family Residence1 story

About this home

Flagler Estates

***4.99% ASSUMABLE MORTGAGE Inquire for more info*** Built in 2024 and truly better than new, this upgraded concrete block 3-bedroom, 2-bath home with a flex room sits on a spacious 1.14-acre lot in Hastings, offering the privacy and freedom of rural living with modern comforts throughout. With tile flooring throughout the entire home, elevated window trim, and a thoughtfully designed layout, this home is both stylish and low-maintenance. A 3-car garage provides ample space for vehicles, tools, or recreational gear. Designed for those who value space and lifestyle, the property features ¼ acre fully fenced, an electric driveway gate, and room to spread out--ideal for outdoor entertaining, hobbies, or enjoying quiet country evenings. The backyard includes a 12' x 12' sandbox firepit area, perfect for gatherings under the stars. Additional upgrades include 6'' whole-house gutters, a water softener and carbon filtration system, and a security system with cameras.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,188
Property taxesest. at asking price, St. Johns County$526
Estimated total, before insurance$2,714/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,347/yr · $362/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,188
Principal & Interest: $2,188
Property taxes (est.): $526
Insurance (est.): $263
Estimated Total Monthly
$2,977
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,398 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $379,900 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$324,788$274,066—
2024$22,500$19,786—
2023$22,000$17,987—
2022$16,352$16,352—
2021$9,600$5,124—
2020$7,200$4,658—

2025 property taxes (current owner): $4,347/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$390,000
  • Jul 24, 2026Pending$390,000
  • Jan 7, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $195/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4505 Cedar Ford Boulevard, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCMay 2026$338,990$1565/32,180250.2
10225 Kirchherr Avenue, Hastings, FL 32145Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$250,000$1653/21,512530.6
10705 Nikolich Avenue, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$342,990$1575/32,180640.7
4320 Wanda Street, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$269,888$1913/21,416740.7
4230 Cedar Ford Boulevard, Hastings, FL 32145Listed by WE SELL SUNSHINESep 2026$299,000$1643/21,820410.8
4210 Theresa Street, Hastings, FL 32145Listed by WJH BROKERAGE FL LLCSep 2026$299,888$1784/21,684951.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$390,000
Price / Sq Ft$195
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,998
Total Structure Area2,788 sq ft
Acres1.14 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address4555 Alvin Street, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionFlagler Estates
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Lot Size49,658.4 sq ft
Parcel Number0506530429

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Rear Porch
FencingBack Yard, Wire
RoofShingle
ConstructionBlock, Stucco
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJanuary 7, 2026
Days on Market195
Tax Amount$4,347.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flagler Estates

Flagler Estates is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32145.

View all Flagler Estates homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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