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Pending

Pending·96 days on market

10225 Kirchherr Avenue

Hastings, FL 32145

$259,000$171/sqftEst. $1,321/moMLS# 2141086

Beds

Baths

1,512

Sq Ft

2024

Built

—

Garage

Pool

About this home

Hastings

Beautiful partially wooded 1.4 acre property with a 2024 Scotbilt mobile home. This 3 bedroom, 2 bath home offers a split floorplan, great room design with kitchen island, well designed pantry room, high quality vinyl plank flooring throughout, separate utility space with rear access. Water softener system was added, as well as a rear deck (unpermitted). Property on well and septic. Washer/Dryer and camping tent excluded.

Cost to own

Mortgage calculator

Home Price

$259,000

Down Payment: 20%

$51,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,321

Principal & Interest: $1,321

Property taxes (est.): $345

Insurance (est.): $173

Estimated Total Monthly

$1,838

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,321

Property taxesest. at asking price, St. Johns County$345

Estimated total, before insurance$1,665/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,288/yr · $107/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $50,000 in January 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$39,625	$39,625	—
2024	$22,525	$14,092	—
2023	$44,050	$25,621	—
2022	$36,036	$23,292	—
2021	$21,175	$21,175	—
2020	$15,895	$14,580	—

2025 property taxes (current owner): $1,288/yr

Estimated taxes if purchased at asking price: ~$4,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.