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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hastings — a home near Pedro Menendez High School.

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Active

Active·1 day on market

109 Mary Alice Drive

Hastings, FL 32145

$425,900$170/sqftEst. $2,274/moMLS# 2166137
5
Beds
3
Baths
2,499
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $113/moWaterfrontSingle Family Residence2 storiesNew construction

About this home

Hastings

The Hayden+ is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and vaulted ceiling. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offer a convenient space for overnight visitors or a dedicated workspace.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,274
Property taxesest. at asking price, St. Johns County$567
HOAbilled quarterly$113
Estimated total, before insurance$2,953/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,900
$85,180
Loan Term
Monthly Payment
$2,274
Principal & Interest: $2,274
Property taxes (est.): $567
Insurance (est.): $284
Estimated Total Monthly
$3,124
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,340 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 23, 2026Listed$425,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,900
Price / Sq Ft$170
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,499
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

School Information

Community Information

Address109 Mary Alice Drive, Hastings, FL 32145
Area341-Flagler Estates/Hastings
SubdivisionPritchett Place
CityHastings
CountySt. Johns
StateFL
Zip Code32145
Parcel Number0472420160

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Walk-In Closet(s)
AppliancesOther, Dishwasher, Disposal, Electric Oven, Microwave
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio
FencingOther
RoofShingle
ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedSeptember 23, 2026
Days on Market0
HOA Fees$339 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC · CMRogers1@drhorton.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke

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