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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Plantation, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold·Closed Apr 9, 2026·47 days on market·Recent sales in The Plantation·The Plantation

164 Plantation Circle S

Ponte Vedra Beach, FL 32082

$2,050,000sold priceListed at $2,287,000 · 89.6% of asking$355/sqftMLS# 2123793
4
Beds
5
Baths
5,776
Sq Ft
1997
Built
3
Garage
Yes
Pool

19 more homes for sale in The Plantation →Search The Plantation on the map

HOA $2022/mo0.93 acresWaterfrontSingle Family Residence2 stories

About this home

The Plantation

This stunning residence located in the Plantation of Ponte Vedra Beach features 4 bedrooms, including a first-floor casita/guest suite, all centered around a serene courtyard with a saltwater pool—creating the ultimate private retreat. The highly functional floor plan allows for comfortable everyday living on the main level, while the upstairs is ideal for extended family or guests. The casita features a full bath and is perfect for use as an in-law suite, nanny quarters, studio, or home office. From the courtyard, step inside to elegant formal living and dining rooms, along with a private office. A wine cellar off the dining room provides the perfect space for your prized collection. The expansive kitchen is a chef's dream, featuring a large island, Sub-Zero refrigerator, butler's pantry with two oversized pantry closets, rich wood cabinetry, and granite countertops—ideal for both cooking and entertaining. A wet bar and casual dining area open to the great room, complete

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$11,355
Property taxesest. at asking price, St. Johns County$2,728
HOAbilled monthly$2,022
Estimated total, before insurance$16,105/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$17,373/yr · $1,448/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,050,000
$410,000
Loan Term
Monthly Payment
$11,355
Principal & Interest: $11,355
Property taxes (est.): $2,728
Insurance (est.): $1,367
Estimated Total Monthly
$15,450
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $17,373/yr

Estimated taxes if purchased at asking price: ~$32,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $569/sq ft; this home is listed at $396/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
149 Twelve Oaks Lane, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCMay 2026$2,150,000$4684/5.54,5921740.1
196 Twelve Oaks Lane, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$2,700,000$5695/5.54,745110.2
209 Plantation Circle, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVMay 2026$4,229,000$5684/4.57,44630.3
134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC.Aug 2026$2,600,000$5535/4.54,7021740.4
281 Plantation Circle S, Ponte Vedra Beach, FL 32082Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$3,125,000$6644/4.54,705420.5
120 Regents Place, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYAug 2026$3,194,840$6374/5.55,0123060.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,287,000
Price / Sq Ft$396
Bedrooms4
Bathrooms5.00
Full Baths5
Square Footage5,776
Acres0.93 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Salt Water, Screen Enclosure, Waterfall
Is WaterfrontYes
Gated CommunityYes

Community Information

Address164 Plantation Circle S, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionThe Plantation At Pv
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size40,510.8 sq ft
Parcel Number0669120050

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Gated, Golf Course, Jogging Path, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAttached, Circular Driveway, Garage
ViewGolf Course, Pond
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Wet Bar, Wine Cellar
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Kitchen
Lot DescriptionOn Golf Course
Patio / PorchRear Porch, Screened
Other StructuresGuest House, Outdoor Kitchen

Additional Information

Date ListedJanuary 7, 2026
Days on Market47
HOA Fees$2,022 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Tax Amount$17,373.38
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Plantation

The Plantation is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all The Plantation homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines