Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bannon Lakes, St. Johns — a new construction home in St. Johns County.

No photos available

This listing has no photos yet

Sold

$768,930Sold4 bd · 4 ba · 4,125 sq ft

Sold·Closed Oct 29, 2025·23 days on market·Recent sales in Bannon Lakes·Bannon Lakes

89 Iron Sight Drive

St. Johns, FL 32095

$768,930sold priceListed at $768,930 · 100% of asking$186/sqftMLS# 2101706
4
Beds
4
Baths
4,125
Sq Ft
2025
Built
3
Garage
No
Pool

52 more homes for sale in Bannon Lakes →Search Bannon Lakes on the map

HOA $52/moSingle Family Residence2 storiesNew construction

About this home

Bannon Lakes

Discover elevated living in the Roseland with Traditional Elevation—a beautifully upgraded 4-Bedroom, 4-Bath home that effortlessly blends style, comfort, and functionality. Step inside to an Open-Concept Layout with an Enclosed Flex Room—perfect for a private office or cozy retreat. The Gourmet Kitchen dazzles with Quartz Countertops, White Cabinetry, Stainless Steel Appliances, and a stunning Arrow Gold Calacatta Tile Backsplash. The sunlit Gathering Room and charming Café flow seamlessly to a Covered Lanai, ideal for indoor-outdoor entertaining. Upstairs, spacious Bedrooms and luxe Baths offer a peaceful escape. The Owner's Suite features Dual Vanities, a Walk-In Glass Shower, and a generous Walk-In Closet. A modern Laundry Room with upgraded Cabinetry and new Washer/Dryer adds everyday ease. Complete with a cutting-edge Smart Home package, this home is a true sanctuary of timeless design and everyday luxury. Schedule your tour today and step into your next chapter!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,192
Property taxesest. at asking price, St. Johns County$1,023
HOAbilled monthly$52
Estimated total, before insurance$5,267/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,445/yr · $370/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,445/yr

Estimated taxes if purchased at asking price: ~$12,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
22 Turkey Trot Court, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Nov 2025$613,060$1885/3.53,266980
34 Turkey Trot Court, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$630,152$1975/43,19910.1
376 Beechnut Circle, St. Johns, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$690,252$1875/43,69210.1
364 Beechnut Circle, St. Augustine, FL 32095Listed by NON MLS (realMLS)Jul 2025$637,640$1825/43,500100.1
690 Cedar Preserve Lane, St. Augustine, FL 32095Listed by ERA ONETEAM REALTYAug 2026$859,000$2495/4.53,454630.2
292 Flintlock Lane, St. Augustine, FL 32095Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$706,440$2055/4.53,45010.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$768,930
Price / Sq Ft$186
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage4,125
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

Community Information

Address89 Iron Sight Drive, St. Johns, FL 32095
Area306-World Golf Village Area-NE
SubdivisionBannon Lakes
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0270182960
ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Pickleball, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Upper Level
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedAugust 1, 2025
Days on Market23
HOA Fees$51.75 / Monthly
HOA FrequencyMonthly
Tax Amount$4,444.97
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Sold by: COLDWELL BANKER VANGUARD REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bannon Lakes

Bannon Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Bannon Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines