This home is in Fernandina Beach — a waterfront home in Nassau County.
Sold·Closed Jun 17, 2026·156 days on market·Recent sales in Amelia Island
96025 Sea Breeze Way
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to this elegant 4BR/4.5BA home in the desirable Ocean Breeze community. The open-concept layout features 12 ft coffered ceilings, arched openings, and oversized windows showcasing peaceful lake views. The main level includes the serene primary suite, a guest bedroom, full bath, half bath, and a laundry room with utility sink. Upstairs offers three additional bedrooms, two baths (one Jack & Jill), and a loft for flexible living. The chef's kitchen boasts white shaker cabinetry, a large island, gas cooktop, stainless vent hood, and a walk-in pantry with beverage center. The great room features a linear gas fireplace and custom built-ins. Triple sliders lead to the expansive covered lanai with summer kitchen and an open patio ideal for sunbathing or evening relaxation. Located just one mile from the beach with easy access to parks, trails, and the Intracoastal. A 3-car garage adds convenience. Bring your offers!
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $987,430 | $566,472 | — |
| 2024 | $957,145 | $549,800 | — |
| 2023 | $928,691 | $532,330 | — |
| 2022 | $710,298 | $515,369 | — |
| 2021 | $573,554 | $498,902 | — |
| 2020 | $541,323 | $491,323 | — |
Estimated taxes if purchased at asking price: ~$18,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $378/sq ft; this home is listed at $314/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3110 Egans Bluff Road, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $645,000 | $249 | 3/2 | 2,590 | 39 | 0.5 |
| 2972 Ferdinand Court, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $885,000 | $316 | 5/3 | 2,797 | 51 | 0.5 |
| 2971 Ferdinand Court, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $985,000 | $378 | 4/3 | 2,606 | 0 | 0.5 |
| 415 Dunes Of Amelia Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Nov 2025 | $837,500 | $315 | 5/3.5 | 2,656 | 201 | 0.9 |
| 95384 Captains Way, Fernandina Beach, FL 32034Listed by CENTURY 21 MILLER ELITE LLC | Aug 2026 | $1,200,000 | $386 | 3/3.5 | 3,110 | 66 | 1.4 |
| 95366 Spinnaker Drive, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $1,380,000 | $413 | 4/4.5 | 3,343 | 120 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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