Active·17 days on market
41 San Jose Drive
Ormond Beach, FL 32176
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ormond Beach
River View Home ~ Steps from the Intracoastal Waterway!! Nestled in desirable Ormond by the Sea, this charming 2/2, concrete block home is sure to please. Located near The Loop, one of Florida's most breathtaking scenic drives, and Highbridge Preserve where you can enjoy the best of Old Florida living and nature. For a lovely benefit to the homeowner, there is a dedicated overpass to the beach & Intracoastal making your beach access more desirable. This golf cart community home boast: updated flooring, 2 car garage, upgraded counter tops, new AC, updated plumbing and electrical, new roof, new septic, and drainfield to equip 3-bedroom home. Further, the home is on a corner lot with lush landscaping, irrigation, bananas, oranges & fig trees, fenced in, glass enclosed rear porch and storm shutters. As an added bonus, the property includes a separate 1-bedroom, 1-bath furnished cottage that is consistently rented, providing immediate rental income and excellent investment potential.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1966)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,836 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 26 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 23 mi · 3.7 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,072/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Listed$525,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $265/sq ft; this home is listed at $390/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 35 San Jose Drive, Ormond Beach, FL 32176Listed by FLORIDA HOMES REALTY & MTG LLC | May 2026 | $405,000 | $335 | 2/2 | 1,208 | 2 | 0.1 |
| 129 Holland Road, Ormond Beach, FL 32176Listed by 1 REALTY CORP | Jun 2026 | $329,000 | $251 | 3/2 | 1,313 | 7 | 1.6 |
| 5 Seabridge Drive, Ormond Beach, FL 32176Listed by MOMENTUM REALTY | Apr 2026 | $422,000 | $265 | 3/2 | 1,590 | 181 | 1.7 |
| 4 Sea Chase Terrace, Ormond Beach, FL 32176Listed by MOMENTUM REALTY | Jun 2025 | $500,000 | $305 | 4/2 | 1,640 | 109 | 1.9 |
| 61 Sunny Shore Drive, Ormond Beach, FL 32176Listed by RE/MAX SIGNATURE | Mar 2026 | $295,000 | $258 | 3/2 | 1,143 | 114 | 2.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MANUCY REALTY AND ASSOCIATES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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