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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a pool home in St. Johns County.

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Sold

$535,000Sold4 bd · 3 ba · 2,451 sq ft

Sold·Closed Feb 4, 2026·23 days on market·Recent sales in St. Augustine

177 Summerhill Circle

St. Augustine, FL 32086

$535,000sold priceListed at $525,000 · 101.9% of asking$218/sqftMLS# 2121052
4
Beds
3
Baths
2,451
Sq Ft
2004
Built
2
Garage
Yes
Pool
HOA $45/mo7,841 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Beautiful executive home in the Summerhill Subdivision, offering a welcoming layout and thoughtful upgrades throughout. Inside, you'll find several refreshed interior features along with a spacious bonus room/bedroom upstairs complete with two closets and a full bath. Originally built as the model home, it includes enhanced construction features such as a steel front door, and a steel garage door. Step outside to a backyard that feels like your own private oasis, fully fenced for pets, a sparkling pool with a heater for year-round enjoyment, lush surroundings, and a convenient outdoor shower. This home blends comfort, upgrades, and outdoor living beautifully, ready for its next owners to enjoy. Schedule your private showing today.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,917
Property taxesest. at asking price, St. Johns County$712
HOAbilled monthly$45
Estimated total, before insurance$3,674/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,788/yr · $316/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,719 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 6:40 AM, sunset 5:37 PM.

  • A pool back here is the warmest in town and glitters in the evening.
  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,788/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $218/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
145 Moultrie Crossing Lane, St. Augustine, FL 32086Listed by TAH FLORIDA LLCOct 2026$400,000$1594/32,518650.2
2950 Kings Road, St. Augustine, FL 32086Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$950,000$4134/22,3001870.5
102 Alicante Road, St. Augustine, FL 32086Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Jul 2026$335,000$1953/21,7221010.5
725 Andrew Avenue, St. Augustine, FL 32086Listed by NON MLS (realMLS)Jul 2026$780,000$2783/22,802170.8
304 N Hidden Tree Drive, St. Augustine, FL 32086Listed by RE/MAX SPECIALISTSAug 2026$365,000$1424/2.52,568810.9
3508 Kings Road S, St. Augustine, FL 32086Listed by PONTE VEDRA CLUB REALTY, INC.Jul 2026$550,000$2373/22,3192020.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$525,000
Price / Sq Ft$214
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,451
Acres0.18 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address177 Summerhill Circle, St. Augustine, FL 32086
Area337-Old Moultrie Rd/Wildwood
SubdivisionSummerhill
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size7,840.8 sq ft
Parcel Number1354110470
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories2
LevelsTwo
LaundryLower Level

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedDecember 10, 2025
Days on Market23
HOA Fees$45 / Monthly
HOA FrequencyMonthly
Tax Amount$3,788.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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