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This home is in St. Augustine.

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Pending

Pending·222 days on market

13550 County Road 13 N

St. Augustine, FL 32092

$1,811,480$479/sqftEst. $9,641/moMLS# 2120530
4
Beds
3
Baths
3,784
Sq Ft
2026
Built
3
Garage
No
Pool

About this home

St. Augustine

Choose from one of Adele Designer Homes beautiful floor plans to design your next home, or we can customize one of your own. All homes include high ceilings & 8' doors, oversized windows, custom 42'' cabinets with soft-close drawers and crown molding, quartz countertops, wood flooring, stainless appliances, deluxe master bathroom, walk-in closets, 4'' door casing, a $100,000 lot prep allowance, and much more. Photos are of past homes to showcase included features and available finishes. All floor plans available to view on builder website.Discover a truly special piece of Old Florida in the heart of St. Augustine. This remarkable 7.20-acre parcel offers endless possibilities under Open Rural zoning, giving you the freedom to create the lifestyle and property you've always imagined. As you enter the land, you're greeted by a stunning oak canopy that stretches across the property, creating a serene, shaded landscape filled with natural character and timeless charm.

Cost to own

Mortgage calculator

$1,811,480
$362,296
Loan Term
Monthly Payment
$9,150
Principal & Interest: $9,150
Est. Taxes & Insurance: $2,288
Estimated Total Monthly
$11,438
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,641
Property taxesest. at asking price, St. Johns County$2,410
Estimated total, before insurance$12,052/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $179,100 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$285,123$155,444
2025$180,885$180,885
2024$298,204$296,365
2024$181,148$181,148
2023$297,542$269,423
2023$169,257$169,257 $12,337
2022$253,730$244,930
2022$150,950$126,694 $2,964
2021$222,664$222,664
2021$123,316$115,177 $11,734
2020$220,136$202,451
2020$108,015$104,707

2025 property taxes (current owner): $4,243/yr

Estimated taxes if purchased at asking price: ~$28,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,322 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$1,811,480
Price / Sq Ft$479
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,784
Acres7.20 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusPending
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address13550 County Road 13 N, St. Augustine, FL 32092
Area343-Molasses Junction/Elkton
SubdivisionRowands
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size313,632 sq ft
Parcel Number0175700000

Amenities

UtilitiesElectricity Available, Water Available
Water SourceWell
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionIrregular Lot, Many Trees
Patio / PorchCovered, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road FrontageCounty Road

Additional Information

Date ListedDecember 5, 2025
Days on Market175
Tax Amount$4,242.96
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: SERVICE REALTY, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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