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This home is in Yulee.

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Sold

Sold·Closed Mar 16, 2026·10 days on market·Recent sales in Yulee

632 Palmetto Place

Yulee, FL 32097

$405,000sold priceListed at $415,000 · 97.6% of asking$235/sqftMLS# 2119771

Beds

Baths

1,727

Sq Ft

2021

Built

Garage

Pool

HOA $100/mo6,970 sqft lotSingle Family Residence1 story

About this home

Yulee

A charming large covered front porch welcomes you in, while the rear-entry garage preserves the home's clean, attractive curb appeal in the front of the home. Inside, the home features an open, light-filled layout with a spacious dining area that flows seamlessly into the kitchen and great room. The kitchen offers a large breakfast bar, farmhouse sink, quartz countertops, upgraded cabinets, and gas stove. LVP flooring runs throughout the entire home while plantation shutters adorn all windows for both style and comfort. The generous primary suite provides a walk-in closet, quartz-topped vanity, and a peaceful retreat. You can enjoy year-round relaxation on the lanai with extra insulation that adds extra living space to the home. In the garage it has upgraded added insulation, garage floor coating, and is where the home water softener is located. Outside upgrades include an irrigation system with it's own meter and 40 year shingles. Assumable 2.75% loan

Next steps in Yulee

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,226

Property taxesest. at asking price, Nassau County$559

HOAbilled semi-annually$100

Estimated total, before insurance$2,885/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,173/yr · $514/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Beach access 40, S Fletcher Ave. & Pasco
about 12 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenway
about 12 mi · 3.6 mi of trails
Closest public boat ramp
Nassau Landing (Edwards Road) Boat Ramp
about 3 mi · Nassau River
Closest kayak & paddleboard launch
Four Creeks State Forest – Boggy Creek Landing Canoe Access
about 5 mi · Boggy Creek
Closest grocery store
Publix
about 0.5 mi · 76010 William Burgess Blvd, Yulee

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,173/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $240/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
756 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$506,840	$273	2/2	1,858	62	0.5
285 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$344,000	$225	2/2	1,529	89	0.5
320 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$352,390	$230	2/2	1,529	22	0.5
328 Ecliptic Loop, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Aug 2026	$358,000	$234	2/2	1,529	168	0.5
386 Saw Palmetto Street, Yulee, FL 32097Listed by BEYCOME OF FLORIDA LLC	Aug 2026	$495,000	$239	3/2	2,072	68	0.5
889 Del Webb Parkway, Yulee, FL 32097Listed by PULTE REALTY OF NORTH FLORIDA, LLC.	Sep 2026	$549,000	$271	3/2.5	2,024	24	0.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$415,000

Price / Sq Ft$240

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,727

Acres0.16 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

This listingNo schools reported in the MLS

ElementaryWildlight, reported on 49 other Wildlight listings

MiddleYulee, reported on 56 other Wildlight listings

HighYulee, reported on 56 other Wildlight listings

County schoolsNassau County Schools

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address632 Palmetto Place, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size6,969.6 sq ft

Parcel Number442N27100300880000

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Boat Launch, Dog Park, Jogging Path, Park, Pickleball, Playground, Water

Community FeaturesFishing, Restaurant

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringLaminate

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity System Leased

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Glass Enclosed, Rear Porch

RoofShingle

ConstructionFiber Cement

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedDecember 10, 2025

Days on Market10

HOA Fees$602 / Semi-Annually

HOA FrequencySemi-Annually

Tax Amount$6,173.34

Tax Year2024

Listing TermsAssumable, Cash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Sold by: FERNANDINA BEACH REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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