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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Dec 29, 2025·3 days on market·Recent sales in St. Augustine

31 Minnie Street

St. Augustine, FL 32080

$965,000sold priceListed at $975,000 · 99% of asking$536/sqftMLS# 2119496
3
Beds
3
Baths
1,799
Sq Ft
1990
Built
1
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence3 stories

About this home

St. Augustine

UNIQUE custom-built beachside home with breathtaking panoramic views of both the Atlantic Ocean and Intracoastal Waterway w/ separate entrance to mother in law suite. Steps to the beach and only home on the street offering stunning water views from both sides, from nearly every window. Wake up daily to incredible sunrises & nonstop coastal activity including fishing boats, parasailing & surfing. Located steps away from Butler Beach where you can drive or horseback ride on the sand. Expansive outdoor living with two large decks made of Brazilian Walnut (Ipe) decking built in 2015 w/ an estimated 40-70-year lifespan and extreme weather resistance. Top deck at 52' above sea level and first floor 22' above sea level with ocean views from all levels. Features include, outdoor shower, 1st floor fully separate suite with sitting room, full kitchen, bathroom and garage—ideal for guests, in-law suite, or a AirBnB investment. A truly rare coastal opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,345
Property taxesest. at asking price, St. Johns County$1,284
Estimated total, before insurance$6,629/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,821/yr · $568/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$965,000
$193,000
Loan Term
Monthly Payment
$5,345
Principal & Interest: $5,345
Property taxes (est.): $1,284
Insurance (est.): $643
Estimated Total Monthly
$7,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,715 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,821/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 26, 2025Listed$975,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $393/sq ft; this home is listed at $542/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
300 Riverside Boulevard, St. Augustine, FL 32080Listed by DJ & LINDSEY REAL ESTATEJun 2026$750,000$3383/2.52,2201840.4
5448 3rd Street, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATESSep 2026$495,000$3303/21,50250.5
5367 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$455,000$3033/21,50410.7
6306 Gomez Road, St. Augustine, FL 32080Listed by PACIFICO PROPERTIESJun 2026$755,000$4483/21,68620.7
5324 2nd Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2026$589,000$3933/21,500160.7
5072 Medoras Avenue, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTYSep 2026$950,000$4483/32,122401

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$975,000
Price / Sq Ft$542
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,799
Total Structure Area3,148 sq ft
Acres0.11 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Multi Generational, Mid-Century Modern
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryW. D. Hartley

Community Information

Address31 Minnie Street, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionButlers Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size4,791.6 sq ft
Parcel Number1794300000
ZoningResidential

Amenities

Community FeaturesFishing
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Not Available, Water Available
SewerSeptic Tank
Water SourcePublic
ParkingOther, Additional Parking, Garage, Garage Door Opener, Off Street
ViewBeach, Intracoastal, Ocean

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingSplit System
FlooringTile, Wood
# of Stories3
LevelsMulti/Split, Three Or More
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Shower
Lot DescriptionCorner Lot
Patio / PorchDeck, Patio, Porch
RoofShingle
ConstructionShell Dash, Wood Siding
Other StructuresGuest House
Road SurfaceAsphalt, Paved

Additional Information

Date ListedNovember 26, 2025
Days on Market3
Tax Amount$6,821.38
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX BLUE COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 29, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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