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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Apr 9, 2026·104 days on market·Recent sales in Amelia Island

7 Jasmine Place 7 & 8

Fernandina Beach, FL 32034

$545,000sold priceListed at $574,000 · 94.9% of asking$274/sqftMLS# 2119408
4
Beds
3.5
Baths
1,986
Sq Ft
1989
Built
—
Garage
No
Pool
No HOA9,583 sqft lotDuplex

About this home

Fernandina Beach

This versatile Amelia Island duplex delivers two vacant, income-ready units with separately fenced yards, a brand-new roof, stainless kitchens, in-unit laundry, updated baths, and clean, bright interiors that make it easy for tenants or extended-stay guests to move right in. The 2BD/2BA unit features new bedroom carpet, fresh vanities, a new walk-in shower, and updated tile in the second bath, while the 2BD/1.5BA unit offers a comfortable, lightly updated layout with strong rental appeal. With 1,986 heated sq ft on a private cul-de-sac lot minutes from beaches, parks, schools, greenway trails, grocery options, restaurants & island conveniences, this property sits in one of the highest-demand rental pockets on Amelia Island. Long-term rents in this area run around $1,900-$2,000+ per month per unit, and furnished extended-stay rentals project around $2,600-$3,000 per month, giving investors multiple income paths with strong occupancy potential.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,995
Property taxesest. at asking price, Nassau County$752
Estimated total, before insurance$3,747/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,926/yr · $577/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,510 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,926/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $427/sq ft; this home is listed at $289/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
823 N Fletcher Avenue, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYJun 2026$815,000$4274/01,909571.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$574,000
Price / Sq Ft$289
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,986
Acres0.22 acres
Year Built1989
TypeResidential Income
Sub-TypeDuplex
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address7 Jasmine Place 7 & 8, Fernandina Beach, FL 32034
Area420-Fernandina Beach-Downtown-East
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size9,583.2 sq ft
Parcel Number000031141J00040000

Amenities

UtilitiesCable Available, Electricity Connected, Separate Electric Meters, Sewer Connected, Water Connected
SewerPublic Sewer
ParkingOther

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air, Multi Units
FlooringCarpet, Tile, Vinyl
LevelsMulti/Split, One, Two
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
FencingFenced, Back Yard, Full, Privacy
RoofShingle
ConstructionFrame
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 25, 2025
Days on Market104
Tax Amount$6,925.98
Tax Year2024
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: SUMMER HOUSE REALTY

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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