This home is in Fernandina Beach.
Sold·Closed Jun 12, 2026·57 days on market·Recent sales in Amelia Island
823 N Fletcher Avenue
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Welcome to 823 N Fletcher Ave, an updated income-producing 4 bed / 2 bath duplex on a massive 75x100 corner lot with protected ocean views and beach access just steps away. This is the kind of opportunity that rarely hits the market, offering endless possibilities for how you want to enjoy island life. Keep it as a duplex and collect rental income, live on one floor while renting the other, use it as a vacation home, convert it to a single-family residence, or take advantage of the oversized lot and build your dream beach home. With an unbeatable location near the sand and views that are here to stay, this property is the perfect blend of lifestyle and investment potential. Roof replaced in 2019 | AC Units replaced 2018/2019 | Water Heaters replaced last year! Don't miss your chance to own a prime piece of Amelia Island.
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Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $585,700 | $273,235 | — |
| 2024 | $573,632 | $257,490 | — |
| 2023 | $544,644 | $241,945 | — |
| 2022 | $504,840 | $231,938 | — |
| 2021 | $395,085 | $218,387 | — |
| 2020 | $382,923 | $209,648 | — |
2025 property taxes (current owner): $5,144/yr
Estimated taxes if purchased at asking price: ~$13,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines