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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose, Jacksonville.

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Sold

Sold·Closed Mar 23, 2026·47 days on market·Recent sales in San Jose·San Jose

7204 Hernando Road

Jacksonville, FL 32217

$230,000sold priceListed at $245,000 · 93.9% of asking$167/sqftMLS# 2118386
3
Beds
1.5
Baths
1,377
Sq Ft
1957
Built
1
Garage
No
Pool

14 more homes for sale in San Jose →Search San Jose on the map

No HOA11,326 sqft lotSingle Family Residence1 story

About this home

San Jose

NEW UPDATES! New Interior and Exterior Paint! Updated Electrical work! Brand new Toilets and Plumbing work including New Sewer line completed! Carpet in bedrooms removed and original hardwood floors revealed. This mid-century concrete block home, built in 1957 offers home ownership with NO HOA or CDD restrictions. Large Corner lot with chain link fenced in backyard with full storage shed amplifies your storage space. An oversized attached one car garage has outside access with a side entry door. The large lot allows space for boat, RV, work vehicle or other outdoor items. Major updates include; HVAC & Water heater; 2025. Roof; 2021. Home has Foyer entry with closet, 3 full bedrooms, 1 full bathroom and convenient half bath. Separate formal living and dining rooms, Florida/Sunroom with built ins and a kitchen with solid wood cabinetry and hardware. The original hard wood flooring remains in several rooms and hallways adding character to the mid century home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,374/yr · $364/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1957)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,374/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Feb 21, 2026Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $178/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3653 Pizarro Road, Jacksonville, FL 32217Listed by HASSLE-FREE REALTY LLCAug 2026$295,000$2143/21,376510.3
3637 Pizarro Road, Jacksonville, FL 32217Listed by RE/MAX UNLIMITEDSep 2026$319,000$1873/21,7021630.4
6883 Skinners Dairy Way, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$348,000$2043/2.51,710840.5
7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INCSep 2026$226,000$1453/21,55440.6
7837 Rondeau Drive E, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$225,000$1673/21,351210.9
7919 Rondeau Drive E, Jacksonville, FL 32217Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$269,900$1573/21,72071

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$178
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,377
Acres0.26 acres
Year Built1957
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address7204 Hernando Road, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size11,325.6 sq ft
Parcel Number1505140000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Downstairs
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Lower Level, Washer Hookup
SecurityWindow Bars

Exterior

Lot DescriptionCorner Lot
Patio / PorchPatio
FencingBack Yard, Chain Link
RoofShingle
ConstructionBlock
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedFebruary 22, 2026
Days on Market47
Tax Amount$4,373.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Jose

San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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