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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jun 12, 2026·161 days on market·Recent sales in Southern St. Johns County

224 Michael Drive

St. Augustine, FL 32086

$605,000sold priceListed at $613,700 · 98.6% of asking$273/sqftMLS# 2118223
3
Beds
2
Baths
2,216
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $29/mo0.60 acresSingle Family Residence1 storyNew construction

About this home

St. Augustine

AVAILABLE FOR MOVE-IN EARLY MARCH 2026 Welcome to 224 Michael Drive, a stunning new construction home in the Southwalk community of St. Augustine. This 3-bedroom, 2-bath traditional-style residence offers 2,216 square feet of thoughtfully designed living space. Inside, you'll find an open, light-filled layout with high-quality finishes throughout. The spacious kitchen features quality cabinetry, large countertops, and a spacious center island. The main living area flows seamlessly into a covered patio, ideal for enjoying Florida's year-round sunshine. The home is on a well with a filtration system. The owner's suite offers a privacy with an ensuite bath and generous walk-in closet. Three additional bedrooms and two full bathrooms provide flexibility for family, guests, or a home office. Situated just minutes from historic downtown St. Augustine, beautiful beaches, and top-rated schools, this home combines quality craftsmanship with convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,351
Property taxesest. at asking price, St. Johns County$805
HOAbilled annually$29
Estimated total, before insurance$4,185/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,050/yr · $88/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$605,000
$121,000
Loan Term
Monthly Payment
$3,351
Principal & Interest: $3,351
Property taxes (est.): $805
Insurance (est.): $403
Estimated Total Monthly
$4,560
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,788 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$100,800$78,460—
2024$100,800$71,327—
2023$100,800$64,843—
2022$100,800$58,948—
2021$55,000$53,589—
2020$55,000$48,717—

2024 property taxes (current owner): $1,050/yr

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $263/sq ft; this home is listed at $277/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
216 Michael Drive, St. Augustine, FL 32086Listed by ALSOP PROPERTIES INCAug 2026$739,288$2964/32,4951030
133 S Walk Place, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSSep 2026$607,000$3503/21,736180.1
132 Bottlebrush Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$610,000$2633/2.52,323520.6
6801 E Seacove Avenue, St. Augustine, FL 32086Listed by KELLER WILLIAMS ST JOHNSAug 2026$400,000$2423/21,6523001
939 Ocean Jasper Drive, St. Augustine, FL 32086Listed by WATSON REALTY CORPAug 2025$498,500$2413/22,0661831
22 Pyrite Place, St. Augustine, FL 32086Listed by 1 PERCENT LISTS FIRST COASTMar 2026$430,000$2533/21,70141.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$613,700
Price / Sq Ft$277
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,216
Total Structure Area2,988 sq ft
Acres0.60 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouthwest

Community Information

Address224 Michael Drive, St. Augustine, FL 32086
Area333-St Johns County-SE
SubdivisionSouth Walk
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size26,136 sq ft
Parcel Number1859010170
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
SecurityFire Alarm

Exterior

RoofShingle
ConstructionFiber Cement
Road SurfaceAsphalt

Additional Information

Date ListedNovember 17, 2025
Days on Market161
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$1,050.09
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ALSOP PROPERTIES INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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