This home is in St. Augustine.

1 / 43

Active

Active·231 days on market

6801 E Seacove Avenue

St. Augustine, FL 32086

$460,000$278/sqftEst. $2,448/moMLS# 2108499

Beds

Baths

1,652

Sq Ft

1995

Built

Garage

Pool

About this home

St. Augustine

Live the beach life for a fraction of the cost at 6801 E Seacove Ave, only 2.1 miles from Crescent Beach. This 3-bedroom, 2-bath home sits on a private 0.55-acre lot in a no-HOA community, offering room for your boat, RV, and all the toys that come with coastal living. Inside, the home features spacious gathering areas, a wood-burning stone-front fireplace, and a kitchen equipped with brand new stainless steel appliances. Recent improvements include a new HVAC system and hot water heater. The large outdoor shower connects to both the yard and the main bath, adding a practical touch after beach days or yard work. A generous shed with electric, currently used as a gym, provides flexible space for hobbies or storage. High and dry with no hurricane impacts, this property makes an excellent primary home, coastal getaway, or investment. Close to the Intracoastal, Moses Creek Preserve, and Historic St. Augustine. Partner with Brenda Williamson at ATM for up to 1% in lender credits!

Cost to own

Mortgage calculator

Home Price

$460,000

Down Payment: 20%

$92,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,338

Principal & Interest: $2,338

Est. Taxes & Insurance: $585

Estimated Total Monthly

$2,923

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,448

Property taxesest. at asking price, St. Johns County$612

Estimated total, before insurance$3,060/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$348,084	$185,476	—
2024	$344,114	$179,400	—
2023	$327,662	$172,573	—
2022	$300,568	$170,445	—
2021	$214,510	$164,010	—
2020	$232,188	$181,688	—

2024 property taxes (current owner): $2,636/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Nov 27, 2025Listed$460,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$460,000

Price / Sq Ft$278

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,652

Acres0.55 acres

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

Community Information

Address6801 E Seacove Avenue, St. Augustine, FL 32086

Area333-St Johns County-SE

SubdivisionSeagate Cove

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32086

Lot Size23,958 sq ft

Parcel Number1858930010

ZoningPUD

Amenities

UtilitiesCable Available, Electricity Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingGarage, On Street, Other

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Heat Pump

CoolingCentral Air, Electric, Split System

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

SecurityOther