This home is in Ocean Village, Fernandina Beach — an oceanfront home in Northeast Florida.
Sold·Closed Aug 20, 2026·142 days on market·Recent sales in Ocean Village·Ocean Village
5242 Sea Chase Drive #1 8A
Fernandina Beach, FL 32034
4 more homes for sale in Ocean Village →Search Ocean Village on the map
About this home
Ocean Village
SELLER OFFERS A $15,000 CREDIT THAT MAY BE APPLIED TOWARD IMPROVEMENTS, UPGRADES, CLOSING COSTS, OR OTHER BUYER EXPENSES, SUBJECT TO A MUTUALLY ACCEPTABLE OFFER. DIRECT Oceanfront Condo with VERY RARE GROUND FLOOR WITH YARD, nestled beneath a majestic canopy of oaks on Amelia Island's serene south end, this rarely available, fully furnished residence is the epitome of coastal luxury and timeless sophistication--offered at an exceptional value. FLOOD ZONE CODE (X) NOT LOCATED IN FLOOD ZONE SO IS NOT REQUIRED FLOOD INSURANCE. WILL SAVE OWNERS OVER $21,000 PER YEAR. Spanning 1,889 sq. ft., this elegantly appointed 3-bedroom, 3-bath condominium features (Public records reflect a 3-bedroom, 3-bath residence. The third bedroom is currently configured as a spacious office/TV room featuring custom built-in cabinetry and a full-size sleeper sofa, including a large sliding pocket door with privacy, offering exceptional flexibility for guests, a home office, or a media room ( delivering refined.
Next steps in Ocean Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,277,000 | $1,140,534 | — |
| 2024 | $1,182,000 | $1,036,849 | — |
| 2023 | $1,126,000 | $942,590 | — |
| 2022 | $1,015,000 | $856,900 | — |
| 2021 | $779,000 | $779,000 | — |
| 2020 | $735,000 | $735,000 | — |
2026 property taxes (current owner): $17,971/yr
Estimated taxes if purchased at asking price: ~$23,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 21, 2026Closed$1,484,000
- Jul 31, 2026Pending$1,484,000
- Jul 8, 2026Active$1,484,000
- Jul 7, 2026Withdrawn$1,484,000
- Mar 6, 2026Listed$1,484,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $786/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95130 Sabal Palm Road 103, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Apr 2026 | $840,000 | $394 | 3/2.5 | 2,134 | 74 | 0.3 |
| 95068 Summerwoods Circle 2206, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2026 | $740,000 | $358 | 3/3 | 2,065 | 57 | 0.4 |
| 96135 Hanging Moss Drive, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Jun 2026 | $775,000 | $370 | 3/2.5 | 2,093 | 1 | 0.4 |
| 95220 Summerwoods Circle 1205, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Dec 2025 | $690,000 | $334 | 3/3 | 2,065 | 32 | 0.5 |
| 95282 Summerwoods Circle 608, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Oct 2025 | $572,500 | $430 | 2/2 | 1,330 | 126 | 0.5 |
| 95024 Barclay Place 4A, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jun 2026 | $580,000 | $376 | 2/2 | 1,541 | 54 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DALTON WADE INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ocean Village
Ocean Village is a neighborhood in Atlantic Beach, FL (Nassau County), ZIP 32034.
View all Ocean Village homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines