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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Miramar On The Bay, St. Augustine.

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Sold

Sold·Closed Dec 9, 2025·15 days on market·Recent sales in Miramar On The Bay·Miramar On The Bay

42 Magnolia Avenue

St. Augustine, FL 32084

$718,000sold priceListed at $745,000 · 96.4% of asking$391/sqftMLS# 2114532
4
Beds
2
Baths
1,837
Sq Ft
1949
Built
—
Garage
No
Pool

3 more homes for sale in Miramar On The Bay →Search Miramar On The Bay on the map

No HOA5,663 sqft lotSingle Family Residence2 stories

About this home

Miramar On The Bay

Nestled amongst the moss draped oaks on the iconic Magnolia Avenue, discover this 1949 cottage fully renovated with modern comforts while maintaining its vintage charm. Currently operating as a 5-Star Airbnb with glowing reviews and current bookings into 2026. It's also an ideal location for a full-time residence or weekend retreat-just blocks from the city's beloved shops and restaurants in the historic Uptown district. This 4-bedroom, 2-bath residence was thoughtfully restored in 2023 with new roof, AC, plumbing, electrical, windows, and adorable kitchen with modern amenities. Dining room opens to living room and extra family room allows plenty of space for everyone. Sip coffee or cocktails on the front porch where you can sometimes catch a glimpse of the peacocks meandering back to the Fountain of Youth. Covered porch & patio in the backyard ideal after a day exploring the city or relaxing at the beach (just over the Vilano bridge). Off-street parking.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,977
Property taxesest. at asking price, St. Johns County$955
Estimated total, before insurance$4,932/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,044/yr · $670/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$718,000
$143,600
Loan Term
Monthly Payment
$3,977
Principal & Interest: $3,977
Property taxes (est.): $955
Insurance (est.): $479
Estimated Total Monthly
$5,411
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1949)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,526 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,044/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2025Listed$745,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $452/sq ft; this home is listed at $406/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
28 Joiner Street, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$655,000$4753/21,37830.6
42 Rohde Avenue, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPJun 2026$675,000$4523/21,494140.6
27 Oak Street, St. Augustine, FL 32084Listed by MAXREV, LLCJul 2026$560,000$3143/2.51,784440.8
14 Althea Street, St. Augustine, FL 32084Listed by EXP REALTY LLCJul 2026$930,000$5543/21,680160.8
1551 Masters Drive, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$520,000$2803/21,85651
163 Silver Birch Street, St. Augustine, FL 32084Listed by WATSON REALTY CORPOct 2026$331,500$1864/21,7832091.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$745,000
Price / Sq Ft$406
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,837
Acres0.13 acres
Year Built1949
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Craftsman
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address42 Magnolia Avenue, St. Augustine, FL 32084
Area322-Downtown St Augustine
SubdivisionMiramar On The Bay
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number1918900000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer
AppliancesDishwasher, Disposal, Electric Oven, Ice Maker, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryLower Level
SecurityCarbon Monoxide Detector(s), Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Historic Area
Patio / PorchCovered, Porch
RoofShingle
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedOctober 22, 2025
Days on Market15
Tax Amount$8,044.17
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Miramar On The Bay

Miramar On The Bay is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Miramar On The Bay homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 9, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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