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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold

Sold·Closed Mar 19, 2026·125 days on market·Recent sales in St. Augustine

128 Kingston Drive

St. Augustine, FL 32084

$495,000sold priceListed at $530,000 · 93.4% of asking$326/sqftMLS# 2113562
2
Beds
2
Baths
1,520
Sq Ft
1992
Built
2
Garage
No
Pool
HOA $240/mo4,356 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Experience the ultimate coastal lifestyle in this beautifully updated 2-bedroom, 2-bath home, just steps from the sand. Filled with natural light, the open-concept great room provides an inviting space ideal for both relaxing and entertaining. The enhanced kitchen offers newer appliances, quartz countertops, complemented by LPV flooring throughout the main living areas. Additional updates include a freshly painted interior and exterior, hurricane impact windows, and numerous other upgrades (see list). Enjoy your morning coffee or unwind with a glass of wine in the enclosed 200 sq. ft. lanai/sunroom, complete with heat and air conditioning for year-round comfort. Live a resort-style with low HOA fees and amenities that include direct beach access with a private cabana, a sparkling pool and clubhouse, and a tennis/pickleball court. Perfectly positioned between the ocean and the Intracoastal, this home offers the very best of Florida's coastal charm, comfort and No Short Term Rentals.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,742
Property taxesest. at asking price, St. Johns County$659
HOAbilled monthly$240
Estimated total, before insurance$3,640/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,113/yr · $259/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$495,000
$99,000
Loan Term
Monthly Payment
$2,742
Principal & Interest: $2,742
Property taxes (est.): $659
Insurance (est.): $330
Estimated Total Monthly
$3,730
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,703 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:29 AM, sunset 6:52 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,113/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $385/sq ft; this home is listed at $349/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
276 Brighton Court, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJul 2026$640,000$3853/21,663840.1
256 Kingston Drive, St. Augustine, FL 32084Listed by OCEAN ONE REAL ESTATE GROUP LLCFeb 2026$425,000$2792/21,5231410.1
157 Kingston Drive, St. Augustine, FL 32084Listed by THE LEGENDS OF REAL ESTATEJan 2026$590,000$3682/21,605740.1
129 S Beach Drive, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$590,000$3243/21,822600.2
118 Third Street, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYApr 2026$965,000$5433/2.51,778100.6
406 Third Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$707,000$4364/2.51,621710.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$530,000
Price / Sq Ft$349
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,520
Acres0.10 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Community Information

Address128 Kingston Drive, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionKingston Dunes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size4,356 sq ft
Parcel Number1422900410
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Clubhouse, Maintenance Grounds, Pickleball, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne

Exterior

Lot DescriptionZero Lot Line
Patio / PorchFront Porch
RoofShingle
ConstructionBlock, Stucco

Additional Information

Date ListedOctober 24, 2025
Days on Market125
HOA Fees$240 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,113.11
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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