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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·229 days on market·Recent sales in Jacksonville Beach

3559 Marsh Reserve Boulevard

Jacksonville, FL 32224

$520,000sold priceListed at $534,900 · 97.2% of asking$270/sqftMLS# 2111965
3
Beds
2.5
Baths
1,924
Sq Ft
2024
Built
2
Garage
No
Pool
HOA $211/mo2,614 sqft lotTownhouse2 stories

About this home

Jacksonville

***MASTER SUITE ON GROUND FLOOR***Built in 2024 and never lived in, this stunning 3-bedroom, 2.5-bath townhome offers modern comfort in the gated community of Pablo Cove—just minutes from Mayo Clinic and the Beach. The primary suite is conveniently located on the ground floor, with two additional bedrooms and a spacious loft upstairs. Enjoy quartz countertops, new never used stainless steel appliances, new never used washer & dryer, new water filtration system, upgraded carpet, and wood-look tile on the main level. A private screened porch backs to peaceful green space. Community amenities include a resort-style pool, clubhouse, gym, fire pit area, and community grill—all within walking distance. The perfect blend of quality, serenity, and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
HOAbilled monthly$211
Estimated total, before insurance$3,940/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,331/yr · $111/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$520,000
$104,000
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,076
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,778 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $515,500 in March 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$441,317$441,317▲ $28,899
2024$80,000$71,500—
2023$65,000$65,000—
2022$65,000$65,000—
2021$65,000$65,000▲ $15,000

2024 property taxes (current owner): $1,331/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $278/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3566 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2643/2.51,589580
3557 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by ANCHORED REAL ESTATE GROUP LLCJul 2026$523,050$2723/2.51,9241430
3568 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Jul 2026$417,000$2693/2.51,550320
3618 Marsh Reserve Boulevard, Jacksonville, FL 32224Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$410,000$2653/2.51,550410.1
14129 Sea Wave Lane, Jacksonville, FL 32224Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$448,000$2823/2.51,589140.1
14179 Sea Wave Lane, Jacksonville, FL 32224Listed by MOMENTUM REALTYJul 2026$430,000$2713/2.51,589660.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$534,900
Price / Sq Ft$278
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,924
Acres0.06 acres
Year Built2024
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3559 Marsh Reserve Boulevard, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionPablo Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size2,613.6 sq ft
Parcel Number1670530120

Amenities

AmenitiesPool, Barbecue, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage
ViewPond, Trees/Woods

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchRear Porch
FencingBack Yard
RoofShingle
Road FrontagePrivate Road

Additional Information

Date ListedFebruary 13, 2026
Days on Market229
HOA Fees$211 / Monthly
HOA FrequencyMonthly
HOA NamePablo Cove HOA/Floridian Property management
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,331.24
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS PV

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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