This home is in Fernandina Beach.
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Sold·Closed Nov 25, 2025·55 days on market·Recent sales in Amelia Island
95249 Whistling Duck Circle
Fernandina Beach, FL 32034
About this home
Fernandina Beach
A SHORT STROLL FROM THE BEACH this beautifully maintained 4-bed/3-bath home nestled within gated community of The Preserve at Summer Beach. This one-level residence offers easy, low-maintenance coastal lifestyle with inviting open-concept layout & split-bedroom floorplan. Enjoy rich wood flooring throughout main living areas, study, & bedrooms. The thoughtfully designed gourmet kitchen boasts ss appliances, 42'' cabinets, & gas cooktop. Beaded corners, crown molding, ample storage, & high-quality finishes as well as plantation shutters elevate the interior. Other upgrades include a tankless water heater, water filtration system, & electric car charging outlet, all tailored for modern convenience. Additional 10'x20' garage perfect for golf cart or workshop. Step outside to private screened-in porch, perfect for morning coffee or relaxing evenings in tranquil, tree-lined setting. Designed for a true lock-and-leave lifestyle, home is ideal as full-time residence or seasonal retreat.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
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Cost to own
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Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Peters Point Beachfront Parkabout 0.6 mi · 180 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 5 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 5 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 5 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 11 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $17,092/yr
Estimated taxes if purchased at asking price: ~$19,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $375/sq ft; this home is listed at $465/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4433 Bean Street, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Sep 2026 | $799,900 | $347 | 3/2.5 | 2,304 | 16 | 0.2 |
| 4630 Glyn Woods Court, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Sep 2026 | $682,500 | $340 | 3/2.5 | 2,006 | 175 | 0.3 |
| 1657 Rigging Way, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Dec 2025 | $1,300,000 | $375 | 3/3.5 | 3,466 | 70 | 0.3 |
| 1587 Regatta Drive, Fernandina Beach, FL 32034Listed by BEYCOME OF FLORIDA LLC | Apr 2026 | $1,270,000 | $519 | 3/3 | 2,449 | 18 | 0.4 |
| 1601 Regatta Drive, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Nov 2025 | $850,000 | $312 | 3/3.5 | 2,727 | 8 | 0.4 |
| 95118 Captains Way, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Feb 2026 | $1,750,000 | $532 | 4/4 | 3,289 | 0 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Sold by: AMELIA ISLAND REAL ESTATE SERVICES (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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