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This home is in Seven Pines, Jacksonville.

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Active Under Contract

Active Under Contract·110 days on market·Seven Pines

12080 Generations Avenue

Jacksonville, FL 32224

$869,000$294/sqftEst. $4,625/moMLS# 2110862
4
Beds
4
Baths
2,953
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Seven Pines

Exceptional Value at $869,900 in Seven Pines. Beautifully upgraded ICI Homes residence offering refined, move-in ready living without the wait to build. Thoughtfully designed with open-concept living, a ''come gather'' kitchen, soaring ceilings, and seamless indoor-outdoor flow to a screened lanai. With extensive upgrades already completed--including window treatments, fencing, and a finished studio above the garage--this home delivers both convenience and value in one of Jacksonville's most sought-after communities. 1st floor owners suite + 2nd bedroom and bath on 1st floor* Here's your chance to save time, money and convenience*Move in quickly. Enjoy Seven Pines sooner. No surprises with this well built and designed home.

Cost to own

Mortgage calculator

$869,000
$173,800
Loan Term
Monthly Payment
$4,417
Principal & Interest: $4,417
Est. Taxes & Insurance: $1,104
Estimated Total Monthly
$5,521
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,625
Property taxesest. at asking price, Duval County$1,419
HOAbilled annually$8
Estimated total, before insurance$6,052/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $730,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$737,875$608,827 $41,954
2024$695,712$590,962
2023$676,063$572,294 $91,834

2024 property taxes (current owner): $14,202/yr

Estimated taxes if purchased at asking price: ~$17,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Active Under Contract$869,000
  • Mar 28, 2026Listed$869,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$869,000
Price / Sq Ft$294
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,953
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

MiddleTwin Lakes Academy

Community Information

Address12080 Generations Avenue, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,791.6 sq ft
Parcel Number1677400635
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Patio / PorchScreened
FencingOther, Full
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedMarch 28, 2026
Days on Market286
HOA Fees$90.75 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines Residential Association, Inc.
Tax Amount$14,202.42
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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