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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seven Pines, Jacksonville — a home near Atlantic Coast High School.

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Sold

Sold·Closed Jul 27, 2026·293 days on market·Recent sales in Seven Pines·Seven Pines

12080 Generations Avenue

Jacksonville, FL 32224

$820,000sold priceListed at $869,000 · 94.4% of asking$278/sqftMLS# 2110862
4
Beds
4
Baths
2,953
Sq Ft
2022
Built
2
Garage
No
Pool

71 more homes for sale in Seven Pines →Search Seven Pines on the map

FEMA Zone XHOA $8/mo4,792 sqft lotSingle Family Residence2 stories

About this home

Seven Pines

Exceptional Value at $869,900 in Seven Pines. Beautifully upgraded ICI Homes residence offering refined, move-in ready living without the wait to build. Thoughtfully designed with open-concept living, a ''come gather'' kitchen, soaring ceilings, and seamless indoor-outdoor flow to a screened lanai. With extensive upgrades already completed--including window treatments, fencing, and a finished studio above the garage--this home delivers both convenience and value in one of Jacksonville's most sought-after communities. 1st floor owners suite + 2nd bedroom and bath on 1st floor* Here's your chance to save time, money and convenience*Move in quickly. Enjoy Seven Pines sooner. No surprises with this well built and designed home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,542
Property taxesest. at asking price, Duval County$1,339
HOAbilled annually$8
Estimated total, before insurance$5,889/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$14,202/yr · $1,184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$820,000
$164,000
Loan Term
Monthly Payment
$4,542
Principal & Interest: $4,542
Property taxes (est.): $1,339
Insurance (est.): $547
Estimated Total Monthly
$6,428
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $730,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$737,875$608,827▲ $41,954
2024$695,712$590,962—
2023$676,063$572,294▲ $91,834

2024 property taxes (current owner): $14,202/yr

Estimated taxes if purchased at asking price: ~$16,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$869,000
  • Jul 24, 2026Pending$869,000
  • Jul 16, 2026Active Under Contract$869,000
  • Mar 28, 2026Listed$869,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $362/sq ft; this home is listed at $294/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5322 Legacy Pines Way, Jacksonville, FL 32224Listed by SUPER SELLERSep 2026$843,750$3154/32,682230.2
5556 Woodgate Avenue, Jacksonville, FL 32256Listed by ICI SELECT REALTY, INC.Oct 2026$986,755$3704/32,666180.4
12097 Reunion Circle, Jacksonville, FL 32224Listed by WEEKLEY HOMES REALTYSep 2026$1,159,545$3194/3.53,63900.4
5548 Rain Barrel Road, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$922,553$3514/32,62700.4
5543 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$939,549$3804/32,4701570.4
5538 Woodgate Avenue, Jacksonville, FL 32224Listed by ICI SELECT REALTY, INC.Sep 2026$965,600$3624/32,665550.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$869,000
Price / Sq Ft$294
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage2,953
Acres0.11 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address12080 Generations Avenue, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSeven Pines
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size4,791.6 sq ft
Parcel Number1677400635
ZoningResidential

Amenities

AmenitiesClubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Patio / PorchScreened
FencingOther, Full
RoofShingle
ConstructionComposition Siding, Frame

Additional Information

Date ListedMarch 28, 2026
Days on Market293
HOA Fees$90.75 / Annually
HOA FrequencyAnnually
HOA NameSeven Pines Residential Association, Inc.
Tax Amount$14,202.42
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seven Pines

Seven Pines is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Seven Pines homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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