This home is in Fernandina Beach.

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Pending

Pending·296 days on market

95276 Golden Glow Drive

Fernandina Beach, FL 32034

$679,900$277/sqftEst. $3,619/moMLS# 2110042

Beds

Baths

2,457

Sq Ft

2026

Built

2.5

Garage

Pool

About this home

Fernandina Beach

Riverside Homes new plan, The Hudson II, READY NOW in Amelia National Golf & Country Club on a beautiful preserve homesite with a Winter completion date. This home has 4 bedrooms and 3 baths, 10' ceilings, 8' doors, and 2 car plus separate golf cart garage. Some of the structural options include 4 additional windows in the Dining Room flooding the Family Room with light. The Chef's Kitchen is prewired for double pendants and under cabinet lighting, has double ovens, 36'' gas cooktop and a microwave drawer. The Owner's Suite has a spa bath with free standing tub. Riverside Homes include gas appliances and stub for summer kitchen on lanai, tankless water heater, paver driveway and lead walk, structured wiring and surround sound. The floor plan and survey are in the documents.

Cost to own

Mortgage calculator

Home Price

$679,900

Down Payment: 20%

$135,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,456

Principal & Interest: $3,456

Est. Taxes & Insurance: $864

Estimated Total Monthly

$4,320

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,619

Property taxesest. at asking price, Nassau County$939

HOAbilled annually$81

Estimated total, before insurance$4,639/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $3,250,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$135,000	$135,000	—
2024	$165,000	$165,000	—
2023	$13,527	$13,527	—

2024 property taxes (current owner): $4,519/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,633 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$679,900

Price / Sq Ft$277

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,457

Acres0.19 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusPending

# of Garages2.5

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryYulee

MiddleYulee

HighYulee

Community Information

Address95276 Golden Glow Drive, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia National

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size8,276.4 sq ft

Parcel Number272N28006C05010000

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Tankless Water Heater

HeatingCentral, Heat Pump

CoolingCentral Air

FlooringTile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecurityGated with Guard