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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Feb 23, 2026·143 days on market·Recent sales in Southern St. Johns County

124 Captains Pointe Circle

St. Augustine, FL 32086

$290,000sold priceListed at $299,000 · 97% of asking$254/sqftMLS# 2108494
3
Beds
2
Baths
1,140
Sq Ft
1990
Built
2
Garage
No
Pool
HOA $24/mo8,276 sqft lotSingle Family Residence1 story

About this home

St. Augustine

Welcome to Captains Pointe - a desirable St. Augustine community where comfort meets convenience! This charming home offers an inviting open-concept layout with plenty of natural light, perfect for entertaining or simply relaxing at home. The spacious kitchen flows seamlessly into the dining and living areas, creating the heart of the home. Enjoy a generously sized primary suite with walk-in closet and en-suite bath, plus additional bedrooms that provide flexibility for family, guests, or a home office. Step outside to a private backyard and patio area — ideal for morning coffee or evening gatherings. Located just minutes from historic downtown St. Augustine, shopping, dining, beaches, and top-rated schools, this home offers the best of Florida living. Captains Pointe is known for its welcoming atmosphere and well-maintained community. Don't miss your opportunity to make this beautiful property your next home. Schedule your private showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$24
Estimated total, before insurance$2,016/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,155/yr · $96/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $386
Insurance (est.): $193
Estimated Total Monthly
$2,186
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,155/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2025Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $262/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Modesto Drive, St. Augustine, FL 32086Listed by REAL BROKER LLCJul 2026$320,000$2293/21,3972460.5
133 Andora Street, St. Augustine, FL 32086Listed by HOMEZU.COM OF FLORIDAJun 2026$188,000$1723/21,09670.5
101 Laurel Wood Way Way 104, St. Augustine, FL 32086Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$265,000$2082/21,27200.5
158 Deltona Boulevard, St. Augustine, FL 32086Listed by OPENDOOR BROKERAGE, LLC.Apr 2025$260,000$2043/21,275820.5
480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORPOct 2026$351,000$2433/21,447800.6
992 Dorado Drive, St. Augustine, FL 32086Listed by CENTURY 21 ST AUGUSTINE PROPERTIESJan 2026$274,000$2382/21,150950.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,000
Price / Sq Ft$262
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,140
Total Structure Area1,809 sq ft
Acres0.19 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address124 Captains Pointe Circle, St. Augustine, FL 32086
Area334-Moultrie/St Augustine Shores
SubdivisionCaptains Pointe
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32086
Lot Size8,276.4 sq ft
Parcel Number1817050340
ZoningResidential

Amenities

UtilitiesElectricity Connected
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen
AppliancesDishwasher, Electric Range, Refrigerator
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Additional Information

Date ListedSeptember 12, 2025
Days on Market143
HOA Fees$24 / Monthly
HOA FrequencyMonthly
Tax Amount$1,155.05
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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