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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Gran Lake, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Dec 5, 2025·104 days on market·Recent sales in Gran Lake·Gran Lake

184 Whistling Run

St. Augustine, FL 32092

$640,000sold priceListed at $649,000 · 98.6% of asking$203/sqftMLS# 2097813
4
Beds
4
Baths
3,147
Sq Ft
2019
Built
3
Garage
No
Pool

5 more homes for sale in Gran Lake →Search Gran Lake on the map

HOA $131/mo10,454 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Gran Lake

4 Bedrooms & 2 Offices & could function as 6-bedroom home if needed. Welcome to the Gran Lake Community in St. Augustine, FL and this custom-built 4-bed, 4-bath home built by Providence Homes in 2019. This spacious residence features 2 dedicated offices with French doors, a versatile upstairs bonus suite with a full bath perfect for multi-generational living or a private guest retreat. Enjoy peace of mind with a whole-home Generac generator, a tankless water heater, and no CDD fees—all within the highly rated St. Johns County School District. Enjoy the large driveway w/3-car garage with extra storage and space. Appreciate the best of Florida living with a large screened-in lanai overlooking peaceful water views on a generous 0.24-acre lot. Inside, the open-concept layout is filled with natural light and sophisticated touches, creating an inviting space for entertaining and everyday living. Minutes to Schools, Beaches, Grocery Stores, Restaurants, Shopping & More.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,517
Property taxesest. at asking price, St. Johns County$852
HOAbilled semi-annually$131
Estimated total, before insurance$4,499/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,682/yr · $390/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,714 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,682/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
32 Winterfield Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$476,000$2152/2.52,210810.5
244 Willow Lake Drive, St. Augustine, FL 32092Listed by WEICHERT REALTORS COASTAL CITYOct 2026$500,000$1514/3.53,3052160.5
255 Willow Lake Drive, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$450,000$1945/32,320730.5
23 Winterfield Place, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$526,592$2382/2.52,216310.5
215 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$554,990$2323/2.52,39500.6
249 Brickstone Trace, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$499,000$2083/2.52,3953640.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$649,000
Price / Sq Ft$206
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,147
Acres0.24 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame, Multi Generational, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address184 Whistling Run, St. Augustine, FL 32092
Area308-World Golf Village Area-SW
SubdivisionGran Lake
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size10,454.4 sq ft
Parcel Number0289911360

Amenities

AmenitiesPool, Clubhouse, Park, Playground
UtilitiesElectricity Available, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Oven, Microwave, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
# of Stories2
LevelsTwo
LaundryLower Level, Sink

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedJuly 24, 2025
Days on Market104
HOA Fees$784 / Semi-Annually
HOA FrequencySemi-Annually
Tax Amount$4,682.11
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Gran Lake

Gran Lake is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Gran Lake homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 5, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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