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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold·Closed Aug 15, 2025·6 days on market·Recent sales in SilverLeaf

6125 State Road 13 N

St. Augustine, FL 32092

$265,000sold priceListed at $275,000 · 96.4% of asking$364/sqftMLS# 2095509
1
Beds
1
Baths
728
Sq Ft
1977
Built
2
Garage
No
Pool
No HOA4.67 acresSingle Family Residence2 stories

About this home

St. Augustine

Enjoy the peaceful charm of a small-town community while getting in ahead of the area's rapid development. With 4.6 acres to call your own, including 1.33 acres of buildable land, you'll always have the space and privacy others will envy as growth continues.This as-is home is priced for the land, offering an incredible opportunity to restore, rebuild, or start fresh—creating your ideal retreat in a tranquil setting. Conveniently located near Rivertown, with no HOA or CDD fees, and close to the soon-to-be-expanded Shands Bridge, this property combines privacy with accessibility. Don't miss your chance to own this rare gem before the secret's out!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, St. Johns County$353
Estimated total, before insurance$1,820/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,297/yr · $191/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $353
Insurance (est.): $177
Estimated Total Monthly
$1,997
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,296 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,297/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Features

Price$275,000
Price / Sq Ft$378
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage728
Acres4.67 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address6125 State Road 13 N, St. Augustine, FL 32092
Area302-Orangedale Area
SubdivisionOrangedale
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size203,425.2 sq ft
Parcel Number0158700000
ZoningResidential

Amenities

UtilitiesSewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage
ViewTrees/Woods

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories2
LevelsTwo

Exterior

Exterior FeaturesBoat Lift
RoofShingle
ConstructionConcrete
Other StructuresBoat House, Workshop

Additional Information

Date ListedJune 26, 2025
Days on Market6
Tax Amount$2,297.18
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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