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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Twenty Mile Village, Ponte Vedra — a home near Allen D. Nease High School.

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Sold

Sold·Closed Sep 24, 2025·46 days on market·Recent sales in Twenty Mile Village·Twenty Mile Village

488 Parkbluff Circle

Ponte Vedra, FL 32081

$965,000sold priceListed at $994,000 · 97.1% of asking$332/sqftMLS# 2095387
4
Beds
3.5
Baths
2,905
Sq Ft
2019
Built
3
Garage
No
Pool

11 more homes for sale in Twenty Mile Village →Search Twenty Mile Village on the map

HOA $87/mo8,276 sqft lotSingle Family Residence2 stories

About this home

Twenty Mile Village

Welcome to this elegant 4BR/3.5BA home w/dedicated office, spacious loft, and 3-car garage, nestled on a preserve homesite in the gated neighborhood of The Settlement at Twenty Mile in Nocatee. Spanning 2,900+ sq ft, this light-filled residence features an open floor plan designed for effortless entertaining and everyday living. The heart of the home is both inviting and functional, blending style and comfort with ease. The dedicated office on the 1st floor offers a quiet workspace, while the upstairs loft adds flexibility for a playroom, media space, or guest retreat. Also upstairs, you will find 3 bedrooms + 2 full bathrooms (one ensuite). Outside, the private backyard offers ample space to design your dream oasis. Located in one of Nocatee's most sought-after communities, you'll enjoy top-rated schools, walking/biking/golf cart paths, resort-style amenities, and the perfect blend of nature and neighborhood. This home offers the lifestyle you've been waiting for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,345
Property taxesest. at asking price, St. Johns County$1,284
HOAbilled annually$87
Estimated total, before insurance$6,717/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,733/yr · $1,061/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$965,000
$193,000
Loan Term
Monthly Payment
$5,345
Principal & Interest: $5,345
Property taxes (est.): $1,284
Insurance (est.): $643
Estimated Total Monthly
$7,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$838,882$838,882—
2024$840,936$840,936—
2023$844,229$776,762—
2022$706,147$706,147—
2021$500,482$399,669—
2020$443,461$393,461—

2024 property taxes (current owner): $12,733/yr

Estimated taxes if purchased at asking price: ~$15,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $338/sq ft; this home is listed at $342/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
85 Parkbluff Circle, Ponte Vedra, FL 32081Listed by REALTY ONE GROUP ELEVATEAug 2026$755,000$3394/32,225100.1
566 Parkbluff Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$965,000$3274/3.52,955680.1
177 Timbercreek Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCAug 2026$1,400,000$3805/5.53,68240.3
215 Valley Grove Drive, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$878,000$3334/32,6342490.3
187 Skywood Trail, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$1,065,000$3385/43,152290.4
279 Quail Vista Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCAug 2026$996,117$3184/3.53,12870.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$994,000
Price / Sq Ft$342
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,905
Acres0.19 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address488 Parkbluff Circle, Ponte Vedra, FL 32081
Area271-Nocatee North
SubdivisionTwenty Mile At Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0680630500
ZoningResidential

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJune 26, 2025
Days on Market46
HOA Fees$1,047 / Annually
HOA FrequencyAnnually
HOA NameThe Settlement at Twenty Mile
Tax Amount$12,733.35
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Twenty Mile Village

Twenty Mile Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Twenty Mile Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines