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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Beachwood Villas, Fernandina Beach — a golf community home on Amelia Island.

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Sold

Sold·Closed Sep 11, 2025·76 days on market·Recent sales in Beachwood Villas·Beachwood Villas

2055 Beach Wood Road

Fernandina Beach, FL 32034

$906,401sold priceListed at $949,999 · 95.4% of asking$536/sqftMLS# 2095793
3
Beds
3.5
Baths
1,690
Sq Ft
1974
Built
—
Garage
No
Pool

3 more homes for sale in Beachwood Villas →Search Beachwood Villas on the map

HOA $153/mo19.12 acresCondominium2 stories

About this home

Beachwood Villas

PURCHASE WITH EASE-STRONG CONDO MANAGEMENT-NO CURRENT OR UPCOMING ASSESSMENTS! Luxuriously Renovated Villa with Golf & Lake Views | Steps from the Beach on Amelia Island Plantation. Offered fully furnished (optional), this villa is move-in ready & perfectly suited for a short-term rental (no restrictions on minimum nightly rentals), vacation getaway for your family or primary residence! Welcome to your dream retreat on the exclusive Amelia Island Plantation—where luxury, location, & lifestyle converge. This professionally designed & fully renovated villa is a rare find, offering a seamless blend of modern elegance & coastal charm. Located just across the street from a beach access-less than a block away-you'll enjoy effortless sunrise strolls & ocean breezes daily. Every inch of this home has been thoughtfully upgraded with high-end finishes & quality craftsmanship. From the gourmet kitchen with 42'' cabinetry, quartz countertops, & stainless-steel appliances to the three & a half

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,981
Property taxesest. at asking price, Nassau County$1,251
HOAbilled annually$153
Estimated total, before insurance$6,386/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,839/yr · $570/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,554 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $6,839/yr

Estimated taxes if purchased at asking price: ~$15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $405/sq ft; this home is listed at $562/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2134 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$780,000$4623/3.51,6901530
2109 Beachwood Road, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$390,000$3222/21,2101400
2016 Beach Wood Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSFeb 2026$400,000$3312/21,210730
2206 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJun 2026$772,500$4972/21,55560.2
2074 Beachwood Road, Fernandina Beach, FL 32034Listed by EXIT 1 STOP REALTYJan 2026$490,000$4052/21,210590.2
2322 /2324 Boxwood Lane, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESJul 2026$480,000$3292/21,460640.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$949,999
Price / Sq Ft$562
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage1,690
Acres19.12 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address2055 Beach Wood Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeachwood Villas
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size832,867.2 sq ft
Parcel Number016N29V16020550000

Amenities

AmenitiesPool, Beach Access, Gated, Maintenance Grounds, Maintenance Structure
Community FeaturesGated
UtilitiesElectricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewGolf Course, Lake

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringStone, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionOn Golf Course
Patio / PorchPatio, Porch
RoofShingle
ConstructionBlock, Frame, Wood Siding
Road SurfaceAsphalt

Additional Information

Date ListedJune 27, 2025
Days on Market76
HOA Fees$1,838 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds
Tax Amount$6,839.32
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwood Villas

Beachwood Villas is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Beachwood Villas homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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